City comparison
Chicago, IL versus Garland, TX is a real move, not a trivia matchup. This comparison uses the same 2026 neighborhood report data we publish on each city page — typical rent, median household income, crime indexes, school composites, and typical weather — so you can see which city actually fits how you live, work, and spend. Typical rents sit near $1,781 a month in Chicago and $1,931 in Garland, and median household income lands at $71,673 versus $71,044. Open either city's full report when you want the block-level detail behind these headlines.
Chicago takes affordability, job market, safety, and weather. The widest gap is typical weather, where Chicago leads by 111% — the kind of spread you feel in a monthly budget or a nightly walk, not just on a chart. Read the category rows as a filter: if cheaper housing would change your life more than a stronger job market, weight rent first. If you are moving with kids, weight schools and crime. If you picked a city after one good weekend, use the weather and income rows to test whether that weekend survives a full year.
Numbers below are citywide, not a guarantee about the street you will actually live on. Two ZIP codes in Chicago can feel further apart than Chicago and Garland do on paper. Use this page to pick a city, then use the Chicago and Garland reports to pick a neighborhood — and visit in the season you like least before you sign anything.
Chicago, IL
Garland, TX
Rent
8% cheaper
Chicago rent is 8% cheaper than Garland
Chicago
Winner$1,781/mo
Garland
$1,931/mo
Typical rent runs $1,781 a month in Chicago versus $1,931 in Garland, so Chicago is 8% cheaper. The monthly spread is about $150, or $1,800 a year — noticeable, but rent alone should not pick the city. Use this as a tie-breaker after you compare income, schools, and crime, unless you are already stretching every dollar.
Median income
1% higher
Chicago's median income is 1% higher than Garland
Chicago
Winner$71,673
Garland
$71,044
Median household income is $71,673 in Chicago versus $71,044 in Garland, so typical pay runs 1% higher in Chicago — about $629 more household income a year. The income edge is modest. Treat it as extra negotiating context, not a reason to ignore rent, schools, or climate. Remote workers especially should not treat citywide pay as a personal raise if their employer will not localize salary.
Crime index
21% lower crime
Chicago's crime index is 21% lower than Garland
Chicago
Winner86 (100 = avg)
Garland
109 (100 = avg)
Chicago's crime index is 86 versus 109 in Garland (100 = national average), so citywide crime runs 21% lower in Chicago. That gap is meaningful day-to-day — it affects whether you feel comfortable walking at night, leaving your car on the street, or letting kids play outside unsupervised. Indexes still compress a lot of reality: a calmer city has blocks you would skip, and a higher-crime city has streets that feel neighborly at 10 p.m. On the everyday test of walking from the car to the door, Chicago is the easier city. Garland can still work if you pick the right pocket — just budget more diligence before you sign a lease.
School scores
Neck and neck
Chicago and Garland are about even on school scores.
Chicago
A- · 84/100
Garland
A- · 84/100
School composites are effectively even (A- in Chicago, A- in Garland). For families with kids this is a warning if you assumed one city was obviously better — at this range the campus, not the city name, decides it. Tour the zoned elementary you would actually use.
Typical weather
111% more comfortable
Chicago weather is 111% more comfortable than Garland
Chicago
Winner72°F typical
Garland
92°F typical
Chicago scores 111% more comfortable on this page's weather index, which rewards temperatures closer to a livable outdoor day. Typical temperatures sit around 72°F in Chicago and 92°F in Garland. Chicago reads as warm weather most of the year; Garland reads as hot, long summers. Climate affects quality of life more than most people anticipate when planning a move. Consider how much time you spend outdoors and whether extreme heat or cold impacts your mood or productivity. Chicago is the better default if you want year-round outdoor access. Garland can still be right if you love that climate on purpose — beach heat, dry heat, or a real winter — but you cannot return a city's weather.
Fit check
Career-focused movers who want salary upside plus year-round outdoor access
Chicago is the clearer landing pad if housing cost is what keeps you up at night. Typical rent is 8% cheaper here at about $1,781 a month. Choose Chicago if you are stretching a salary, starting over, or want slack for travel and debt instead of a flashier skyline.
It is also a match for career-focused movers who want salary upside and year-round outdoor access. Median household income runs 1% higher ($71,673), and typical weather is the more comfortable of the two — around 72°F. That pairing is for people who will work hard and then actually use the evenings.
Chicago is the better fit for families with young children and retirees who prioritize peace of mind over urban energy. The crime index is 21% lower than Garland (86 vs a 100 national average). That gap shows up in how freely you walk at night and how much attention you spend on the car and the deadbolt.
Fit check
People with a job, family, or neighborhood already pulling them to Garland
On these five categories Chicago takes the scoreboard, so you should not choose Garland because the stats are kinder — they are not. Choose Garland only if a job offer, family, a specific neighborhood, or a life you already started there outweighs the box score. Plenty of good moves ignore the aggregate; just do it on purpose.
Bottom line
If weather is your priority, Chicago is the clear choice.
If safety matters more to you, Chicago pulls ahead.
For most movers comparing these two cities, Chicago offers the better overall package.
Common questions
Ready to move to Chicago?
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