Is Memphis cheaper than Fresno?

Yes. Typical rent in Memphis is $1,181 a month versus $1,421 in Fresno — 17% cheaper. Median household income is $51,736 in Memphis compared with $70,991 in Fresno, so Fresno has the stronger local pay picture.

Which city is safer, Memphis or Fresno?

Fresno is safer on this comparison. Its crime index is 32 versus 140 in Memphis — 77% lower (100 is the national average). Citywide indexes still hide neighborhood variation, so walk the block you would actually rent.

Which city has better schools, Memphis or Fresno?

School composites are close: A- in Memphis and A- in Fresno. Tour specific campuses rather than picking a city on the letter grade alone.

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City comparison

Memphis, TN vs Fresno, CA

Memphis, TN versus Fresno, CA is a real move, not a trivia matchup. This comparison uses the same 2026 neighborhood report data we publish on each city page — typical rent, median household income, crime indexes, school composites, and typical weather — so you can see which city actually fits how you live, work, and spend. Typical rents sit near $1,181 a month in Memphis and $1,421 in Fresno, and median household income lands at $51,736 versus $70,991. Open either city's full report when you want the block-level detail behind these headlines.

Memphis takes affordability and weather, while Fresno takes job market and safety. The widest gap is crime index, where Fresno leads by 77% — the kind of spread you feel in a monthly budget or a nightly walk, not just on a chart. Read the category rows as a filter: if cheaper housing would change your life more than a stronger job market, weight rent first. If you are moving with kids, weight schools and crime. If you picked a city after one good weekend, use the weather and income rows to test whether that weekend survives a full year.

Numbers below are citywide, not a guarantee about the street you will actually live on. Two ZIP codes in Memphis can feel further apart than Memphis and Fresno do on paper. Use this page to pick a city, then use the Memphis and Fresno reports to pick a neighborhood — and visit in the season you like least before you sign anything.

Full Memphis report Full Fresno report

Memphis, TN

Rent: $1,181/mo
Median income: $51,736
Crime index: 140
Schools: A-
Weather: 80°F

Fresno, CA

Rent: $1,421/mo
Median income: $70,991
Crime index: 32
Schools: A-
Weather: 87°F

Rent

17% cheaper

Memphis rent is 17% cheaper than Fresno

Memphis

Winner

$1,181/mo

Fresno

$1,421/mo

What this means for your life

Typical rent runs $1,181 a month in Memphis versus $1,421 in Fresno, so Memphis is 17% cheaper. A meaningful but not dramatic gap. Factor it into your budget alongside salary differences between the two markets. Over a year the spread is about $2,880 — enough to notice in savings, not enough to ignore schools, safety, or pay. Memphis still wins on housing cost; just do not let a 10–20% rent edge override a job that only exists in Fresno.

Median income

37% higher

Fresno's median income is 37% higher than Memphis

Memphis

$51,736

Fresno

Winner

$70,991

What this means for your life

Median household income is $70,991 in Fresno versus $51,736 in Memphis, so typical pay runs 37% higher in Fresno — about $19,255 more household income a year. Higher median income usually signals a stronger local job market and better negotiating leverage on salary. Remote workers should weigh this against cost of living rather than treating it as a direct personal benefit. For people who will actually work in town, Fresno is the stronger labor market on paper. Memphis can still win if housing is cheap enough to offset the weaker median or if your specific role already pays well there.

Crime index

77% lower crime

Fresno's crime index is 77% lower than Memphis

Memphis

140 (100 = avg)

Fresno

Winner

32 (100 = avg)

What this means for your life

Fresno's crime index is 32 versus 140 in Memphis (100 = national average), so citywide crime runs 77% lower in Fresno. That gap is meaningful day-to-day — it affects whether you feel comfortable walking at night, leaving your car on the street, or letting kids play outside unsupervised. Indexes still compress a lot of reality: a calmer city has blocks you would skip, and a higher-crime city has streets that feel neighborly at 10 p.m. On the everyday test of walking from the car to the door, Fresno is the easier city. Memphis can still work if you pick the right pocket — just budget more diligence before you sign a lease.

School scores

Neck and neck

Memphis and Fresno are about even on school scores.

Memphis

A- · 84/100

Fresno

A- · 84/100

What this means for your life

School composites are effectively even (A- in Memphis, A- in Fresno). For families with kids this is a warning if you assumed one city was obviously better — at this range the campus, not the city name, decides it. Tour the zoned elementary you would actually use.

Typical weather

29% more comfortable

Memphis weather is 29% more comfortable than Fresno

Memphis

Winner

80°F typical

Fresno

87°F typical

What this means for your life

Memphis scores 29% more comfortable on this page's weather index, which rewards temperatures closer to a livable outdoor day. Typical temperatures sit around 80°F in Memphis and 87°F in Fresno. Memphis reads as warm weather most of the year; Fresno reads as hot, long summers. Climate affects quality of life more than most people anticipate when planning a move. Consider how much time you spend outdoors and whether extreme heat or cold impacts your mood or productivity. Memphis is the better default if you want year-round outdoor access. Fresno can still be right if you love that climate on purpose — beach heat, dry heat, or a real winter — but you cannot return a city's weather.

Fit check

Who should choose Memphis

Outdoor enthusiasts and people who need year-round access to nature for their wellbeing

Memphis is the clearer landing pad if housing cost is what keeps you up at night. Typical rent is 17% cheaper here at about $1,181 a month. Choose Memphis if you are stretching a salary, starting over, or want slack for travel and debt instead of a flashier skyline.

Pick Memphis if you are an outdoor enthusiast or you need year-round access to nature for your wellbeing. Typical conditions (80°F) beat Fresno on this page's weather index by 29%. Fresno may pay more or cost less, but Memphis is the city where the forecast fights you less.

Open the Memphis report →

Fit check

Who should choose Fresno

Career-focused movers who want salary upside and professional growth

Fresno is the better city for career-focused movers who want salary upside and professional growth. Median household income is 37% higher here ($70,991). Start with Fresno if your next chapter is about building earnings, and make weather or nightlife a secondary screen.

Fresno is the better fit for families with young children and retirees who prioritize peace of mind over urban energy. The crime index is 77% lower than Memphis (32 vs a 100 national average). That gap shows up in how freely you walk at night and how much attention you spend on the car and the deadbolt.

Open the Fresno report →

Bottom line

Memphis vs Fresno, called

If safety is your priority, Fresno is the clear choice.

If weather matters more to you, Memphis pulls ahead.

For most movers comparing these two cities, Memphis offers the better overall package.

Common questions

Memphis vs Fresno FAQ

Is Memphis cheaper than Fresno?: Yes. Typical rent in Memphis is $1,181 a month versus $1,421 in Fresno — 17% cheaper. Median household income is $51,736 in Memphis compared with $70,991 in Fresno, so Fresno has the stronger local pay picture.
Which city is safer, Memphis or Fresno?: Fresno is safer on this comparison. Its crime index is 32 versus 140 in Memphis — 77% lower (100 is the national average). Citywide indexes still hide neighborhood variation, so walk the block you would actually rent.
Which city has better schools, Memphis or Fresno?: School composites are close: A- in Memphis and A- in Fresno. Tour specific campuses rather than picking a city on the letter grade alone.

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