Is Memphis cheaper than Santa Ana?

Yes. Typical rent in Memphis is $1,274 a month versus $3,236 in Santa Ana — 61% cheaper. Median household income is $48,090 in Memphis compared with $84,210 in Santa Ana, so Santa Ana has the stronger local pay picture.

Which city is safer, Memphis or Santa Ana?

Santa Ana is safer on this comparison. Its crime index is 122 versus 140 in Memphis — 13% lower (100 is the national average). Citywide indexes still hide neighborhood variation, so walk the block you would actually rent.

Which city has better schools, Memphis or Santa Ana?

School composites are close: A- in Memphis and A- in Santa Ana. Tour specific campuses rather than picking a city on the letter grade alone.

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City comparison

Memphis, TN vs Santa Ana, CA

Memphis, TN versus Santa Ana, CA is a real move, not a trivia matchup. This comparison uses the same 2026 neighborhood report data we publish on each city page — typical rent, median household income, crime indexes, school composites, and typical weather — so you can see which city actually fits how you live, work, and spend. Typical rents sit near $1,274 a month in Memphis and $3,236 in Santa Ana, and median household income lands at $48,090 versus $84,210. Open either city's full report when you want the block-level detail behind these headlines.

Memphis takes affordability and weather, while Santa Ana takes job market and safety. The widest gap is median income, where Santa Ana leads by 75% — the kind of spread you feel in a monthly budget or a nightly walk, not just on a chart. Read the category rows as a filter: if cheaper housing would change your life more than a stronger job market, weight rent first. If you are moving with kids, weight schools and crime. If you picked a city after one good weekend, use the weather and income rows to test whether that weekend survives a full year.

Numbers below are citywide, not a guarantee about the street you will actually live on. Two ZIP codes in Memphis can feel further apart than Memphis and Santa Ana do on paper. Use this page to pick a city, then use the Memphis and Santa Ana reports to pick a neighborhood — and visit in the season you like least before you sign anything.

Full Memphis report Full Santa Ana report

Memphis, TN

Rent: $1,274/mo
Median income: $48,090
Crime index: 140
Schools: A-
Weather: 84°F

Santa Ana, CA

Rent: $3,236/mo
Median income: $84,210
Crime index: 122
Schools: A-
Weather: 85°F

Rent

61% cheaper

Memphis rent is 61% cheaper than Santa Ana

Memphis

Winner

$1,274/mo

Santa Ana

$3,236/mo

What this means for your life

Typical rent runs $1,274 a month in Memphis versus $3,236 in Santa Ana, so Memphis is 61% cheaper. That's roughly $1,962/month back in your pocket — $23,544/year. Over five years that's $117,720 you could redirect toward a down payment, travel, or investments. Housing is the bill you pay before groceries, childcare, or a social life, so that gap shows up in how often you eat out and how panicked a rent hike feels. If you already have a high-paying offer in Santa Ana, the extra rent can be rational. If you do not, Memphis is the easier city to land in without blowing up your budget.

Median income

75% higher

Santa Ana's median income is 75% higher than Memphis

Memphis

$48,090

Santa Ana

Winner

$84,210

What this means for your life

Median household income is $84,210 in Santa Ana versus $48,090 in Memphis, so typical pay runs 75% higher in Santa Ana — about $36,120 more household income a year. Higher median income usually signals a stronger local job market and better negotiating leverage on salary. Remote workers should weigh this against cost of living rather than treating it as a direct personal benefit. For people who will actually work in town, Santa Ana is the stronger labor market on paper. Memphis can still win if housing is cheap enough to offset the weaker median or if your specific role already pays well there.

Crime index

13% lower crime

Santa Ana's crime index is 13% lower than Memphis

Memphis

140 (100 = avg)

Santa Ana

Winner

122 (100 = avg)

What this means for your life

Santa Ana's crime index is 122 versus 140 in Memphis (100 = national average), so citywide crime runs 13% lower in Santa Ana. The difference is noticeable without being night-and-day. You will still want to pick the neighborhood carefully in Santa Ana, but you will usually spend less energy on constant vigilance than you would in Memphis. Tour both cities after dark before you let a modest index gap close the decision.

School scores

Neck and neck

Memphis and Santa Ana are about even on school scores.

Memphis

A- · 84/100

Santa Ana

A- · 84/100

What this means for your life

School composites are effectively even (A- in Memphis, A- in Santa Ana). For families with kids this is a warning if you assumed one city was obviously better — at this range the campus, not the city name, decides it. Tour the zoned elementary you would actually use.

Typical weather

3% more comfortable

Memphis weather is 3% more comfortable than Santa Ana

Memphis

Winner

84°F typical

Santa Ana

85°F typical

What this means for your life

Memphis scores 3% more comfortable on this page's weather index, which rewards temperatures closer to a livable outdoor day. Typical temperatures sit around 84°F in Memphis and 85°F in Santa Ana. Memphis reads as hot, long summers; Santa Ana reads as hot, long summers. The comfort edge is real but not a personality transplant. If you already know you want Santa Ana's season, a modest index lead should not talk you out of it. If you are undecided, Memphis is the city where the forecast fights you less.

Fit check

Who should choose Memphis

Outdoor enthusiasts and people who need year-round access to nature for their wellbeing

Memphis is the clearer landing pad if housing cost is what keeps you up at night. Typical rent is 61% cheaper here at about $1,274 a month. Choose Memphis if you are stretching a salary, starting over, or want slack for travel and debt instead of a flashier skyline.

Pick Memphis if you are an outdoor enthusiast or you need year-round access to nature for your wellbeing. Typical conditions (84°F) beat Santa Ana on this page's weather index by 3%. Santa Ana may pay more or cost less, but Memphis is the city where the forecast fights you less.

Open the Memphis report →

Fit check

Who should choose Santa Ana

Career-focused movers who want salary upside and professional growth

Santa Ana is the better city for career-focused movers who want salary upside and professional growth. Median household income is 75% higher here ($84,210). Start with Santa Ana if your next chapter is about building earnings, and make weather or nightlife a secondary screen.

Santa Ana is the better fit for families with young children and retirees who prioritize peace of mind over urban energy. The crime index is 13% lower than Memphis (122 vs a 100 national average). That gap shows up in how freely you walk at night and how much attention you spend on the car and the deadbolt.

Open the Santa Ana report →

Bottom line

Memphis vs Santa Ana, called

If the job market is your priority, Santa Ana is the clear choice.

If cost of living matters more to you, Memphis pulls ahead.

For most movers comparing these two cities, Memphis offers the better overall package.

Common questions

Memphis vs Santa Ana FAQ

Is Memphis cheaper than Santa Ana?: Yes. Typical rent in Memphis is $1,274 a month versus $3,236 in Santa Ana — 61% cheaper. Median household income is $48,090 in Memphis compared with $84,210 in Santa Ana, so Santa Ana has the stronger local pay picture.
Which city is safer, Memphis or Santa Ana?: Santa Ana is safer on this comparison. Its crime index is 122 versus 140 in Memphis — 13% lower (100 is the national average). Citywide indexes still hide neighborhood variation, so walk the block you would actually rent.
Which city has better schools, Memphis or Santa Ana?: School composites are close: A- in Memphis and A- in Santa Ana. Tour specific campuses rather than picking a city on the letter grade alone.

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