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Verified US Location Data

We confirmed “Montgomery, AL” via US geocoding. Safety, Schools, and Noise scores are uniquely generated for this exact location.

Verified Neighborhood Report

Montgomery, AL

Location verified via US geocoding. Safety, Schools, and Noise scores are deterministically modeled for this exact place.

Report status

US location · verified

Neighborhood intelligence

Your Montgomery relocation brief

Safety, noise, schools, air quality, true cost, hazard, and commute intelligence for Montgomery.

Safety & Crime Index

76/100

Above-average peace of mind — -4%

Good

Noise Level

41 dB — Quiet Suburb

Open-Meteo 16-day avg 80°F

Quiet — Low environmental index

High-Level School Grade

B+

16:1 staffing ratio · Modeled district estimate from public data

Top 35% statewide

Environmental / Air Quality

AQI 35 — Good

Low pollen & dust baseline · wind index 54 (100 = avg)

Good / Low Pollen

Side-by-side

Compare with another city

See how Montgomery stacks up on rent, safety, schools, and weather.

Neighborhood guide

Living in Montgomery AL

Living in Montgomery AL is less about a vibe and more about a few numbers you can check before you sign a lease or an offer. Montgomery, AL currently shows a safety score of 76/100, schools grading out around B+, typical rent near $1,750 a month, and recent typical temperatures around 80°F. The write-up below turns those report figures into plain language so you can decide whether Montgomery actually fits how you live, commute, and budget.

Citywide scores are a starting map, not a street-level guarantee. Two ZIP codes in Montgomery can post very different crime, school, and rent pictures, so treat this guide as the regional baseline and then compare the specific neighborhood you tour.

Is Montgomery AL Safe?

Montgomery, AL has a safety score of 76/100, meaning crime rates run about 4% below the national average. The report labels overall public safety as “Good.” That score is designed so roughly the low-70s tracks a U.S. average crime load — higher numbers generally mean less crime pressure, and lower numbers mean you should ask more questions about specific streets, lighting, and night activity.

Looking under the hood, Montgomery currently shows a violent crime index of 32/100, a property crime index of 41/100. Violent and property crime do not always move together, which is why a “pretty safe” city can still have frustrating car-break-in pockets, and a higher-crime city can still have calm residential streets. If you are relocating with teenagers or late-night commutes, weigh night conditions as carefully as the composite score. Night safety in this report is marked Moderate.

People googling “Is Montgomery AL Safe?” usually want a yes or no. The better framing is whether the score matches your risk tolerance. Households coming from very low-crime suburbs often notice even average U.S. cities more than people leaving denser metros. Use the 76/100 figure as a filter, then confirm with a few evenings on the ground before you commit to a lease in Montgomery.

Schools in Montgomery AL

Families researching schools will find Montgomery Al Elementary rated 7/10 for elementary, along with Montgomery Al Middle School rated 7/10 for middle school and Montgomery Al High School rated 8/10 for high school. Those campus ratings sit on a 10-point scale in this report, so a 7/10 is solidly middle-of-the-pack rather than a crisis, and a 9/10 is a standout you should still verify with current district boundaries.

Overall, schools in Montgomery AL grade out around B+ (Top 35% statewide). Reported student-teacher staffing is about 16:1. Recent context from the report: Modeled district estimate from public data. Parents moving in from another state should confirm enrollment documents, immunization rules, and whether Montgomery uses lotteries or neighborhood assignment — those process details affect waitlists as much as the rating on a campus.

If schools are a deal-breaker, do not stop at the city headline. Request the exact elementary, middle, and high school for the address you want, then sit in a pickup line or a Friday football game if you can. Ratings in Montgomery are a screening tool. The daily experience — class size, special-education capacity, after-school care — is what you actually move for.

Cost of Living in Montgomery AL

Cost of living in Montgomery AL is easiest to grasp from housing. A practical rent estimate in this report is $1,750 per month, while typical home values sit near $385,000. Rent context: +4.5% YoY. Home-value context: +8.2% YoY. Those figures are city-scale: a renovated bungalow near jobs will price differently than a farther-out three-bedroom, so use them as a budget anchor rather than a listing promise.

Beyond the rent line, Montgomery currently reflects median household income around $72,400; property tax near 1.45% of assessed value; about $215 per square foot; homes typically lingering around 28 days on market; recent appreciation on the order of 14.2% over the modeled window; a housing mix of roughly 54% owners and 46% renters. Income versus rent is the gut-check: if your household is well above the local median, Montgomery AL will feel easier; if you are stretching to the rent estimate, leave room for utilities, insurance, and the inevitable first-month overlap of two households.

Daily costs are not only rent. Walk Score in this report is 68 (Somewhat Walkable), and transit scores around 42 — Some Transit. If you can drop a second car because more of Montgomery is errand-friendly, that savings can dwarf a $100 swing in monthly rent. If you will drive everywhere, add fuel, parking, and insurance before you call the cost of living in Montgomery AL “doable.”

Weather and Climate in Montgomery AL

Weather in Montgomery AL recently averages around 80°F in the modeled window, with typical highs near 91°F and lows near 69°F. That reads as a warm climate compared with a 70°F comfort baseline, which matters for utility bills as much as weekend plans. People moving from colder metros often underestimate cooling costs in Montgomery; people moving from hotter ones notice the milder weeks first.

Environmental indices for Montgomery currently include weather hazard index 52 (100 = avg); wind hazard index 54 (100 = avg); tornado index —; earthquake index —. The area’s environmental read is “Quiet.” Indexes around 100 track a typical U.S. load, so a number well above that is a prompt to price insurance deductibles and backup power, not a reason to panic. Ask your insurer how Montgomery AL wind, hail, or flood rules would change a premium versus where you live now.

If outdoor life is part of why you want Montgomery AL, visit in the least flattering season you can. A January ice event or an August heat week tells you more about living in Montgomery than a perfect Saturday. Pack that reality into the cost-of-living math: higher bills, different hobbies, and occasionally a delayed closing or school-year weather day.

Should You Move to Montgomery AL?

So should you move to Montgomery AL? If the safety score, school ratings, and $1,750 rent estimate line up with your budget and risk tolerance, Montgomery is worth a serious visit — not just a weekend of restaurants. Bring a weekday morning and a weeknight so you see traffic, school pickup, and noise, not only the brochure version of living in Montgomery AL.

If any one pillar is a mismatch — schools that sit below what your kids need, rent that consumes too much of income — treat that as a signal to compare other cities rather than talking yourself into it. The point of this snapshot of living in Montgomery AL is to surface those tradeoffs in plain language, using the same report values shown in the dashboard above.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Montgomery.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$2,644

Mortgage + tax + insurance + HOA

Annual property tax

$5,583

Annual est. $5,580

Est. monthly utilities

$705

Climate-adjusted electric, gas & water

Median home price

$385,000

+8.2% YoY

Home price trend

5-year median sale price

+11.2% · 5 yr
$346k
2022
$356k
2023
$365k
2024
$375k
2025
$385k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$894/mo vs buying
$1,750
Rent
$2,644
Buy

Mortgage

$1,947

Property tax

$465

Insurance

$138

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$5,109/yr

2024

1.37%

$5,263/yr

2025

1.41%

$5,420/yr

2026

1.45%

$5,583/yr

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

52 (100 = avg)

low exposure

Est. annual homeowners insurance

$1,650/yr

moderate exposure
Wind hazard index54 (100 = avg)
Tornado index
Earthquake index
Insurance trendTypical near-term temperature around 80°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,650.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Montgomery to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate