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Verified Neighborhood Report

Phoenix, AZ

Location verified via US geocoding. Safety, Schools, and Noise scores are deterministically modeled for this exact place.

Report status

US location · verified

Neighborhood intelligence

Your Phoenix relocation brief

Safety, noise, schools, air quality, true cost, hazard, and commute intelligence for Phoenix.

Median rent

$1,839/mo

HUD 2024

Median household income

$72,092

Census ACS 2022

Median home value

$340,200

Census ACS 2022

Safety score

75/100

FBI CDE

Schools

B+

Estimated

Weather

100°F (H 109° / L 92°)

Open-Meteo

Safety & Crime Index

75/100

FBI CDE

Above-average peace of mind — 4% above average

Above Average

Noise Level

42 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 100°F

Quiet — Low environmental index

High-Level School Grade

B+

Estimated

16:1 staffing ratio · Modeled district estimate from public data

Top 35% statewide

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 77 (100 = avg)

Good / Low Pollen

Side-by-side

Compare with another city

See how Phoenix stacks up on rent, safety, schools, and weather.

Neighborhood guide

Living in Phoenix AZ

Phoenix, AZ in plain numbers: typical rent near $1,839, safety at 75/100, schools around B+. Here is what that means for a move.

Phoenix has about 1,609,456 residents. Scores below are citywide. Your ZIP can land better or worse on rent, crime, and schools.

Is Phoenix AZ Safe?

Phoenix AZ scores 75/100 on safety (above average). Crime is about 4% above the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 104 (100 = avg); violent crime index 113; property crime index 94. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Phoenix AZ

Campus scores in the report: Phoenix Elementary (elementary) at 7/10; Phoenix Middle School (middle) at 7/10; Phoenix High School (high) at 8/10. On this 10-point scale, 7 is solidly middle; 9 is a standout.

District picture: about B+ (above average) · Top 35% statewide. Student-teacher staffing: 16:1. If schools drive your move, compare the specific campuses that serve your target address against statewide peers.

Cost of Living in Phoenix AZ

Typical rent in Phoenix is about $1,839/month (on the high side). At $1,839/month for a typical unit, you need about $66,204+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $340,200.

Median household income is $72,092, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($72,092) clears the $66,204 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Phoenix AZ

Average temperature is about 100°F (highs near 109°F, lows near 92°F).

Midafternoon outdoor time is limited most of summer without shade and water. Plan on summer electric bills around $200–$300/month for a typical apartment if you run AC hard. If you visit, go in July or August. That is the real test.

Who Should Move to Phoenix AZ?

Who tends to thrive in Phoenix: (1) Households that want quieter streets (safety sits at 75/100) (2) Dual-income households (at $1,839/month, the rent math works much better with two salaries) (3) People who genuinely love heat and do not mind living indoors June through September (highs near 109°F) (4) People relocating for a job who can pick a safer ZIP (citywide safety is 75/100)

Who should look elsewhere: (1) Single earners under $70k (the rent-to-income ratio is tight at $1,839/month) (2) People who need outdoor time year-round for their mental health (summers lock you inside for 3–4 months; highs near 109°F) (3) Anyone stretching past 40% of take-home on housing at $1,839/month

Income sniff test: clear about $66,204 household income for $1,839/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Phoenix AZ is not worth it for most movers right now. The data says the risks dominate.

The strongest upside is safety at 75/100 (above what many metros post).

The biggest risk is rent at $1,839/month. Budget from a $66,204+ household income or the ratio gets tight.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Phoenix.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$2,348

Mortgage + tax + insurance + HOA

Annual property tax

$4,933

Annual est. $5,580

Est. monthly utilities

$609

Climate-adjusted electric, gas & water

Median home price

$340,200

Census ACS 2022

Home price trend

5-year median sale price

+11.2% · 5 yr
$306k
2022
$314k
2023
$323k
2024
$331k
2025
$340k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$509/mo vs buying
$1,839HUD 2024
Rent
$2,348
Buy

Mortgage

$1,720

Property tax

$411

Insurance

$122

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$4,514/yr

2024

1.37%

$4,650/yr

2025

1.41%

$4,789/yr

2026

1.45%

$4,933/yr

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

47 (100 = avg)

low exposure

Est. annual homeowners insurance

$1,458/yr

moderate exposure
Wind hazard index77 (100 = avg)
Tornado index
Earthquake index
Insurance trendTypical near-term temperature around 100°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,458.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Phoenix to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo