Safety & Crime Index
75/100
FBI CDE
Above-average peace of mind — At national average
Above Average
Report status
US location · verified
Neighborhood intelligence
Safety, noise, schools, air quality, true cost, hazard, and commute intelligence for San Diego.
Median rent
$3,001/mo
HUD 2024
Median household income
$98,657
Census ACS 2022
Median home value
$783,300
Census ACS 2022
Safety score
75/100
FBI CDE
Schools
B+
Estimated
Weather
76°F (H 80° / L 72°)
Open-Meteo
75/100
FBI CDE
Above-average peace of mind — At national average
Above Average
38 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 76°F
Quiet — Low environmental index
B+
Estimated
16:1 staffing ratio · Modeled district estimate from public data
Top 35% statewide
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 59 (100 = avg)
Good / Low Pollen
Side-by-side
See how San Diego stacks up on rent, safety, schools, and weather.
Neighborhood guide
San Diego offers above-average safety (75/100) and solid schools (B+), two things that are hard to find together in a mid-size city. Rent runs $3,001/month and median income sits at $98,657.
San Diego has about 1,383,987 residents. Scores below are citywide. Your ZIP can land better or worse on rent, crime, and schools.
San Diego CA scores 75/100 on safety (above average). Crime is near the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.
Detail: overall crime index 100 (100 = avg); violent crime index 110; property crime index 90. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
Campus scores in the report: San Diego Elementary (elementary) at 7/10; San Diego Middle School (middle) at 7/10; San Diego High School (high) at 8/10. On this 10-point scale, 7 is solidly middle; 9 is a standout.
District picture: about B+ (above average) · Top 35% statewide. Student-teacher staffing: 16:1. If schools drive your move, compare the specific campuses that serve your target address against statewide peers.
Typical rent in San Diego is about $3,001/month (very expensive). At $3,001/month for a typical unit, you need about $108,036+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $783,300.
Median household income is $98,657, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($98,657) sits below the $108,036 comfort line for that rent. Many households will feel stretched.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 76°F (highs near 80°F, lows near 72°F).
Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.
Who tends to thrive in San Diego: (1) Households that want quieter streets (safety sits at 75/100) (2) Dual-income households (at $3,001/month, the rent math works much better with two salaries) (3) Tech and finance workers (the job market is real and local pay near $98,657 helps carry housing costs) (4) People relocating for a job who can pick a safer ZIP (citywide safety is 75/100)
Who should look elsewhere: (1) Single earners under $70k (the rent-to-income ratio is tight at $3,001/month) (2) Anyone stretching past 40% of take-home on housing at $3,001/month (3) Households expecting top marks on rent, safety, and schools at once (San Diego does not clear every bar)
Income sniff test: clear about $108,036 household income for $3,001/month rent. Under that, pick a cheaper ZIP or a different city.
San Diego holds up well on the core metrics. Safety at 75/100 and B+ schools make it a reasonable choice for families who can manage $3,001/month rent.
Next steps
Quotes and listings for San Diego when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for San Diego.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$5,282
Mortgage + tax + insurance + HOA
Annual property tax
$11,358
Annual est. $5,580
Est. monthly utilities
$1,228
Climate-adjusted electric, gas & water
Median home price
$783,300
Census ACS 2022
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$3,961
Property tax
$946
Insurance
$280
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$10,394/yr
2024
1.37%
$10,706/yr
2025
1.41%
$11,027/yr
2026
1.45%
$11,358/yr
Buying in San Diego? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
20 (100 = avg)
low exposureEst. annual homeowners insurance
$3,357/yr
elevated exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $3,357.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from San Diego to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo