San Francisco, CA

San Francisco CA scores 75/100 on safety (above average). Crime is about 22% above the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 122 (100 = avg); violent crime index 132; property crime index 111. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Campus scores in the report: San Francisco Elementary (elementary) at 7/10; San Francisco Middle School (middle) at 7/10; San Francisco High School (high) at 8/10. On this 10-point scale, 7 is solidly middle; 9 is a standout.

District picture: about B+ (above average) · Top 35% statewide. Student-teacher staffing: 16:1. If schools drive your move, compare the specific campuses that serve your target address against statewide peers.

Typical rent in San Francisco is about $3,604/month (very expensive). At $3,604/month for a typical unit, you need about $129,744+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $1,348,700.

Median household income is $136,689, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($136,689) clears the $129,744 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Average temperature is about 66°F (highs near 72°F, lows near 59°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who tends to thrive in San Francisco: (1) Households that want quieter streets (safety sits at 75/100) (2) Dual-income households (at $3,604/month, the rent math works much better with two salaries) (3) Tech and finance workers (the job market is real and local pay near $136,689 helps carry housing costs) (4) People relocating for a job who can pick a safer ZIP (citywide safety is 75/100)

Who should look elsewhere: (1) Single earners under $70k (the rent-to-income ratio is tight at $3,604/month) (2) Anyone stretching past 40% of take-home on housing at $3,604/month (3) Households expecting top marks on rent, safety, and schools at once (San Francisco does not clear every bar)

Income sniff test: clear about $129,744 household income for $3,604/month rent. Under that, pick a cheaper ZIP or a different city.

San Francisco CA is not worth it for most movers right now. The data says the risks dominate.

The strongest upside is safety at 75/100 (above what many metros post).

The biggest risk is rent at $3,604/month. Budget from a $129,744+ household income or the ratio gets tight.