Safety & Crime Index
75/100
FBI CDE
Above-average peace of mind — 22% above average
Above Average
Verified Neighborhood Report
Location verified via US geocoding. Safety, Schools, and Noise scores are deterministically modeled for this exact place.
Report status
US location · verified
Neighborhood intelligence
Safety, noise, schools, air quality, true cost, hazard, and commute intelligence for San Jose.
Median rent
$3,483/mo
HUD 2024
Median household income
$136,010
Census ACS 2022
Median home value
$1,149,600
Census ACS 2022
Safety score
75/100
FBI CDE
Schools
B+
Estimated
Weather
78°F (H 92° / L 64°)
Open-Meteo
75/100
FBI CDE
Above-average peace of mind — 22% above average
Above Average
38 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 78°F
Quiet — Low environmental index
B+
Estimated
16:1 staffing ratio · Modeled district estimate from public data
Top 35% statewide
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 56 (100 = avg)
Good / Low Pollen
Side-by-side
See how San Jose stacks up on rent, safety, schools, and weather.
Neighborhood guide
San Jose, CA is expensive to rent. Typical rent is about $3,483/month. To rent comfortably without stretching, you want about $125,388 in annual household income (3× monthly rent × 12).
San Jose has about 1,001,176 residents. Scores below are citywide. Your ZIP can land better or worse on rent, crime, and schools.
San Jose CA scores 75/100 on safety (above average). Crime is about 22% above the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.
Detail: overall crime index 122 (100 = avg); violent crime index 132; property crime index 111. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
Campus scores in the report: San Jose Elementary (elementary) at 7/10; San Jose Middle School (middle) at 7/10; San Jose High School (high) at 8/10. On this 10-point scale, 7 is solidly middle; 9 is a standout.
District picture: about B+ (above average) · Top 35% statewide. Student-teacher staffing: 16:1. If schools drive your move, compare the specific campuses that serve your target address against statewide peers.
Typical rent in San Jose is about $3,483/month (very expensive). At $3,483/month for a typical unit, you need about $125,388+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $1,149,600.
Median household income is $136,010, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($136,010) clears the $125,388 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 78°F (highs near 92°F, lows near 64°F).
Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.
Who tends to thrive in San Jose: (1) Households that want quieter streets (safety sits at 75/100) (2) Dual-income households (at $3,483/month, the rent math works much better with two salaries) (3) People who genuinely love heat and do not mind living indoors June through September (highs near 92°F) (4) Tech and finance workers (the job market is real and local pay near $136,010 helps carry housing costs)
Who should look elsewhere: (1) Single earners under $70k (the rent-to-income ratio is tight at $3,483/month) (2) People who need outdoor time year-round for their mental health (summers lock you inside for 3–4 months; highs near 92°F) (3) Anyone stretching past 40% of take-home on housing at $3,483/month
Income sniff test: clear about $125,388 household income for $3,483/month rent. Under that, pick a cheaper ZIP or a different city.
San Jose CA is not worth it for most movers right now. The data says the risks dominate.
The strongest upside is safety at 75/100 (above what many metros post).
The biggest risk is rent at $3,483/month. Budget from a $125,388+ household income or the ratio gets tight.
Next steps
Quotes and listings for San Josewhen you're ready to act.
Find apartments in San Jose
Browse rentals matched to your budget and neighborhood.
Get quote →Get moving quotes
Compare licensed movers and lock in a price before you pack.
Get quote →See mortgage rates for San Jose
Check current rates and start a pre-approval in minutes.
Get quote →Compare storage near San Jose
Find a unit nearby for the overlap days of your move.
Get quote →Relocation deep-dive
True ownership costs, insurance hazards, and commute math for San Jose.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$7,708
Mortgage + tax + insurance + HOA
Annual property tax
$16,669
Annual est. $5,580
Est. monthly utilities
$1,802
Climate-adjusted electric, gas & water
Median home price
$1,149,600
Census ACS 2022
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$5,813
Property tax
$1,389
Insurance
$411
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$15,254/yr
2024
1.37%
$15,712/yr
2025
1.41%
$16,183/yr
2026
1.45%
$16,669/yr
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
20 (100 = avg)
low exposureEst. annual homeowners insurance
$4,927/yr
elevated exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $4,927.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from San Jose to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo