Safety & Crime Index
56/100
FBI CDE
Typical urban safety profile โ 44% above average
Good
Verified Neighborhood Report
Location verified via US geocoding. Safety, Schools, and Noise scores are deterministically modeled for this exact place.
Report status
US location ยท verified
Neighborhood intelligence
Safety, noise, schools, air quality, true cost, hazard, and commute intelligence for Denver.
Median rent
$2,089/mo
HUD 2024
Median household income
$85,853
Census ACS 2022
Median home value
$540,400
Census ACS 2022
Safety score
56/100
FBI CDE
Schools
B+
Estimated
Weather
80ยฐF (H 90ยฐ / L 69ยฐ)
Open-Meteo
56/100
FBI CDE
Typical urban safety profile โ 44% above average
Good
39 dB โ Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 80ยฐF
Quiet โ Low environmental index
B+
Estimated
16:1 staffing ratio ยท Modeled district estimate from public data
Top 35% statewide
AQI 35 โ Good
Open-Meteo
Low pollen & dust baseline ยท wind index 72 (100 = avg)
Good / Low Pollen
Side-by-side
See how Denver stacks up on rent, safety, schools, and weather.
Neighborhood guide
Denver, CO is expensive to rent. Typical rent is about $2,089/month. To rent comfortably without stretching, you want about $75,204 in annual household income (3ร monthly rent ร 12).
Denver has about 710,800 residents. Scores below are citywide. Your ZIP can land better or worse on rent, crime, and schools.
Denver CO scores 56/100 on safety (below average). Crime is about 44% above the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.
Detail: overall crime index 144 (100 = avg); violent crime index โ; property crime index 144. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
Campus scores in the report: Denver Elementary (elementary) at 7/10; Denver Middle School (middle) at 7/10; Denver High School (high) at 8/10. On this 10-point scale, 7 is solidly middle; 9 is a standout.
District picture: about B+ (above average) ยท Top 35% statewide. Student-teacher staffing: 16:1. If schools drive your move, compare the specific campuses that serve your target address against statewide peers.
Typical rent in Denver is about $2,089/month (expensive). At $2,089/month for a typical unit, you need about $75,204+ in household income to rent comfortably without stretching (3ร rent ร 12). Typical home value: $540,400.
Median household income is $85,853, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($85,853) clears the $75,204 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 80ยฐF (highs near 90ยฐF, lows near 69ยฐF).
Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.
Who tends to thrive in Denver: (1) Dual-income households (at $2,089/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and local pay near $85,853 helps carry housing costs) (3) Households earning $75,204+ who can clear the 3ร rent rule at $2,089/month (4) Movers with a locked job offer in Denver who already priced rent, schools, and commute
Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 56/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $2,089/month) (3) Anyone stretching past 40% of take-home on housing at $2,089/month
Income sniff test: clear about $75,204 household income for $2,089/month rent. Under that, pick a cheaper ZIP or a different city.
Denver CO is not worth it for most movers right now. The data says the risks dominate.
The strongest upside is the local job/pay picture with median household income near $85,853.
The biggest risk is rent at $2,089/month. Budget from a $75,204+ household income or the ratio gets tight.
Next steps
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True ownership costs, insurance hazards, and commute math for Denver.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$3,674
Mortgage + tax + insurance + HOA
Annual property tax
$7,836
Annual est. $5,580
Est. monthly utilities
$847
Climate-adjusted electric, gas & water
Median home price
$540,400
Census ACS 2022
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation ยท median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$2,733
Property tax
$653
Insurance
$193
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR ยท taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$7,171/yr
2024
1.37%
$7,386/yr
2025
1.41%
$7,608/yr
2026
1.45%
$7,836/yr
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X โ minimal flood risk
moderate exposureWildfire hazard index
20 (100 = avg)
low exposureEst. annual homeowners insurance
$2,316/yr
moderate exposureFlood and wind exposure can materially affect premiums โ verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $2,316.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Denver to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal ยท 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls ยท 48 min/day
Annual footprint
$792
Commute-only estimate
โ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo