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Verified Neighborhood Report

Denver, CO

Location verified via US geocoding. Safety, Schools, and Noise scores are deterministically modeled for this exact place.

Report status

US location ยท verified

Neighborhood intelligence

Your Denver relocation brief

Safety, noise, schools, air quality, true cost, hazard, and commute intelligence for Denver.

Median rent

$2,089/mo

HUD 2024

Median household income

$85,853

Census ACS 2022

Median home value

$540,400

Census ACS 2022

Safety score

56/100

FBI CDE

Schools

B+

Estimated

Weather

80ยฐF (H 90ยฐ / L 69ยฐ)

Open-Meteo

Safety & Crime Index

56/100

FBI CDE

Typical urban safety profile โ€” 44% above average

Good

Noise Level

39 dB โ€” Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 80ยฐF

Quiet โ€” Low environmental index

High-Level School Grade

B+

Estimated

16:1 staffing ratio ยท Modeled district estimate from public data

Top 35% statewide

Environmental / Air Quality

AQI 35 โ€” Good

Open-Meteo

Low pollen & dust baseline ยท wind index 72 (100 = avg)

Good / Low Pollen

Side-by-side

Compare with another city

See how Denver stacks up on rent, safety, schools, and weather.

Neighborhood guide

Living in Denver CO

Denver, CO is expensive to rent. Typical rent is about $2,089/month. To rent comfortably without stretching, you want about $75,204 in annual household income (3ร— monthly rent ร— 12).

Denver has about 710,800 residents. Scores below are citywide. Your ZIP can land better or worse on rent, crime, and schools.

Is Denver CO Safe?

Denver CO scores 56/100 on safety (below average). Crime is about 44% above the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.

Detail: overall crime index 144 (100 = avg); violent crime index โ€”; property crime index 144. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Denver CO

Campus scores in the report: Denver Elementary (elementary) at 7/10; Denver Middle School (middle) at 7/10; Denver High School (high) at 8/10. On this 10-point scale, 7 is solidly middle; 9 is a standout.

District picture: about B+ (above average) ยท Top 35% statewide. Student-teacher staffing: 16:1. If schools drive your move, compare the specific campuses that serve your target address against statewide peers.

Cost of Living in Denver CO

Typical rent in Denver is about $2,089/month (expensive). At $2,089/month for a typical unit, you need about $75,204+ in household income to rent comfortably without stretching (3ร— rent ร— 12). Typical home value: $540,400.

Median household income is $85,853, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($85,853) clears the $75,204 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Denver CO

Average temperature is about 80ยฐF (highs near 90ยฐF, lows near 69ยฐF).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who Should Move to Denver CO?

Who tends to thrive in Denver: (1) Dual-income households (at $2,089/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and local pay near $85,853 helps carry housing costs) (3) Households earning $75,204+ who can clear the 3ร— rent rule at $2,089/month (4) Movers with a locked job offer in Denver who already priced rent, schools, and commute

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 56/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $2,089/month) (3) Anyone stretching past 40% of take-home on housing at $2,089/month

Income sniff test: clear about $75,204 household income for $2,089/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Denver CO is not worth it for most movers right now. The data says the risks dominate.

The strongest upside is the local job/pay picture with median household income near $85,853.

The biggest risk is rent at $2,089/month. Budget from a $75,204+ household income or the ratio gets tight.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Denver.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$3,674

Mortgage + tax + insurance + HOA

Annual property tax

$7,836

Annual est. $5,580

Est. monthly utilities

$847

Climate-adjusted electric, gas & water

Median home price

$540,400

Census ACS 2022

Home price trend

5-year median sale price

+11.2% ยท 5 yr
$486k
2022
$499k
2023
$512k
2024
$526k
2025
$540k
2026

Modeled from +14.2% cumulative appreciation ยท median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$1,585/mo vs buying
$2,089HUD 2024
Rent
$3,674
Buy

Mortgage

$2,733

Property tax

$653

Insurance

$193

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR ยท taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$7,171/yr

2024

1.37%

$7,386/yr

2025

1.41%

$7,608/yr

2026

1.45%

$7,836/yr

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X โ€” minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$2,316/yr

moderate exposure
Wind hazard index72 (100 = avg)
Tornado indexโ€”
Earthquake indexโ€”
Insurance trendTypical near-term temperature around 80ยฐF

Flood and wind exposure can materially affect premiums โ€” verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $2,316.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Denver to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal ยท 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls ยท 48 min/day

Annual footprint

$792

Commute-only estimate

โœ“ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo