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Washington, DC

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US location · verified

Neighborhood intelligence

Your Washington relocation brief

Safety, noise, schools, air quality, true cost, hazard, and commute intelligence for Washington.

Median rent

$2,246/mo

HUD 2024

Median household income

$101,722

Census ACS 2022

Median home value

$705,000

Census ACS 2022

Safety score

1/100

FBI CDE

Schools

B+

Estimated

Weather

76°F (H 84° / L 68°)

Open-Meteo

Safety & Crime Index

1/100

FBI CDE

Worth extra due diligence — 131% above average

Below Average

Noise Level

41 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 76°F

Quiet — Low environmental index

High-Level School Grade

B+

Estimated

16:1 staffing ratio · Modeled district estimate from public data

Top 35% statewide

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 42 (100 = avg)

Good / Low Pollen

Side-by-side

Compare with another city

See how Washington stacks up on rent, safety, schools, and weather.

Neighborhood guide

Living in Washington DC

Washington has genuinely comfortable weather: 76°F average with 84°F highs. Combined with $2,246/month rent and 1/100 safety, it makes a strong case for the right mover.

Washington has about 670,587 residents. Scores below are citywide. Your ZIP can land better or worse on rent, crime, and schools.

Is Washington DC Safe?

Washington DC scores 1/100 on safety (well below average). Crime is about 131% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 231 (100 = avg); violent crime index 262; property crime index 199. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Washington DC

Campus scores in the report: Washington Elementary (elementary) at 7/10; Washington Middle School (middle) at 7/10; Washington High School (high) at 8/10. On this 10-point scale, 7 is solidly middle; 9 is a standout.

District picture: about B+ (above average) · Top 35% statewide. Student-teacher staffing: 16:1. If schools drive your move, compare the specific campuses that serve your target address against statewide peers.

Cost of Living in Washington DC

Typical rent in Washington is about $2,246/month (expensive). At $2,246/month for a typical unit, you need about $80,856+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $705,000.

Median household income is $101,722, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($101,722) clears the $80,856 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Washington DC

Average temperature is about 76°F (highs near 84°F, lows near 68°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who Should Move to Washington DC?

Who tends to thrive in Washington: (1) Dual-income households (at $2,246/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and local pay near $101,722 helps carry housing costs) (3) Households earning $80,856+ who can clear the 3× rent rule at $2,246/month (4) Movers with a locked job offer in Washington who already priced rent, schools, and commute

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 1/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $2,246/month) (3) Anyone stretching past 40% of take-home on housing at $2,246/month

Income sniff test: clear about $80,856 household income for $2,246/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Moving to Washington requires serious research first. Safety scores 1/100 which is significantly below average. If you have a specific reason to be here that justifies the tradeoff, go in with eyes open on neighborhood selection.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Washington.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$4,763

Mortgage + tax + insurance + HOA

Annual property tax

$10,223

Annual est. $5,580

Est. monthly utilities

$1,396

Climate-adjusted electric, gas & water

Median home price

$705,000

Census ACS 2022

Home price trend

5-year median sale price

+11.2% · 5 yr
$634k
2022
$651k
2023
$669k
2024
$687k
2025
$705k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$2,517/mo vs buying
$2,246HUD 2024
Rent
$4,763
Buy

Mortgage

$3,565

Property tax

$852

Insurance

$252

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$9,355/yr

2024

1.37%

$9,636/yr

2025

1.41%

$9,925/yr

2026

1.45%

$10,223/yr

Buying in Washington? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

70 (100 = avg)

low exposure

Est. annual homeowners insurance

$3,021/yr

elevated exposure
Wind hazard index42 (100 = avg)
Tornado index
Earthquake index
Insurance trendTypical near-term temperature around 76°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $3,021.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Washington to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo