Miami, FL

Miami FL scores 75/100 on safety (above average). Crime is about 31% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 69 (100 = avg); violent crime index 71; property crime index 67. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Campus scores in the report: Miami Elementary (elementary) at 7/10; Miami Middle School (middle) at 7/10; Miami High School (high) at 8/10. On this 10-point scale, 7 is solidly middle; 9 is a standout.

District picture: about B (above average) · Top 42% in Florida. Student-teacher staffing: 17:1. If schools drive your move, compare the specific campuses that serve your target address against statewide peers.

Typical rent in Miami is about $2,436/month (expensive). At $2,436/month for a typical unit, you need about $87,696+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $433,900.

Median household income is $54,858, property taxes run about 1.02%, and homes typically sell in around 31 days. Local median income ($54,858) sits below the $87,696 comfort line for that rent. Many households will feel stretched.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Average temperature is about 86°F (highs near 89°F, lows near 83°F).

Midafternoon outdoor time is limited most of summer without shade and water. Plan on summer electric bills around $200–$300/month for a typical apartment if you run AC hard. If you visit, go in July or August. That is the real test.

Who tends to thrive in Miami: (1) Households that want quieter streets (safety sits at 75/100) (2) Dual-income households (at $2,436/month, the rent math works much better with two salaries) (3) People relocating for a job who can pick a safer ZIP (citywide safety is 75/100) (4) Households earning $87,696+ who can clear the 3× rent rule at $2,436/month

Who should look elsewhere: (1) Single earners under $70k (the rent-to-income ratio is tight at $2,436/month) (2) Anyone stretching past 40% of take-home on housing at $2,436/month (3) Households expecting top marks on rent, safety, and schools at once (Miami does not clear every bar)

Income sniff test: clear about $87,696 household income for $2,436/month rent. Under that, pick a cheaper ZIP or a different city.

Miami FL is not worth it for most movers right now. The data says the risks dominate.

The strongest upside is safety at 75/100 (above what many metros post).

The biggest risk is rent at $2,436/month. Budget from a $87,696+ household income or the ratio gets tight.