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Verified Neighborhood Report

Orlando, FL

Location verified via US geocoding. Safety, Schools, and Noise scores are deterministically modeled for this exact place.

Report status

US location · verified

Neighborhood intelligence

Your Orlando relocation brief

Safety, noise, schools, air quality, true cost, hazard, and commute intelligence for Orlando.

Median rent

$1,972/mo

HUD 2024

Median household income

$66,292

Census ACS 2022

Median home value

$332,700

Census ACS 2022

Safety score

75/100

FBI CDE

Schools

B+

Estimated

Weather

87°F (H 96° / L 77°)

Open-Meteo

Safety & Crime Index

75/100

FBI CDE

Above-average peace of mind — 31% below average

Above Average

Noise Level

43 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 87°F

Quiet — Low environmental index

High-Level School Grade

B+

Estimated

16:1 staffing ratio · Modeled district estimate from public data

Top 35% statewide

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 60 (100 = avg)

Good / Low Pollen

Side-by-side

Compare with another city

See how Orlando stacks up on rent, safety, schools, and weather.

Neighborhood guide

Living in Orlando FL

Orlando, FL in plain numbers: typical rent near $1,972, safety at 75/100, schools around B+. Here is what that means for a move.

Orlando has about 307,738 residents. Scores below are citywide. Your ZIP can land better or worse on rent, crime, and schools.

Is Orlando FL Safe?

Orlando FL scores 75/100 on safety (above average). Crime is about 31% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 69 (100 = avg); violent crime index 71; property crime index 67. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Orlando FL

Campus scores in the report: Orlando Elementary (elementary) at 7/10; Orlando Middle School (middle) at 7/10; Orlando High School (high) at 8/10. On this 10-point scale, 7 is solidly middle; 9 is a standout.

District picture: about B+ (above average) · Top 35% statewide. Student-teacher staffing: 16:1. If schools drive your move, compare the specific campuses that serve your target address against statewide peers.

Cost of Living in Orlando FL

Typical rent in Orlando is about $1,972/month (on the high side). At $1,972/month for a typical unit, you need about $70,992+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $332,700.

Median household income is $66,292, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($66,292) sits below the $70,992 comfort line for that rent. Many households will feel stretched.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Orlando FL

Average temperature is about 87°F (highs near 96°F, lows near 77°F).

Midafternoon outdoor time is limited most of summer without shade and water. Plan on summer electric bills around $200–$300/month for a typical apartment if you run AC hard. If you visit, go in July or August. That is the real test.

Who Should Move to Orlando FL?

Who tends to thrive in Orlando: (1) Households that want quieter streets (safety sits at 75/100) (2) Dual-income households (at $1,972/month, the rent math works much better with two salaries) (3) People who genuinely love heat and do not mind living indoors June through September (highs near 96°F) (4) People relocating for a job who can pick a safer ZIP (citywide safety is 75/100)

Who should look elsewhere: (1) Single earners under $70k (the rent-to-income ratio is tight at $1,972/month) (2) People who need outdoor time year-round for their mental health (summers lock you inside for 3–4 months; highs near 96°F) (3) Anyone stretching past 40% of take-home on housing at $1,972/month

Income sniff test: clear about $70,992 household income for $1,972/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Orlando FL is not worth it for most movers right now. The data says the risks dominate.

The strongest upside is safety at 75/100 (above what many metros post).

The biggest risk is rent at $1,972/month. Budget from a $70,992+ household income or the ratio gets tight.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Orlando.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$2,298

Mortgage + tax + insurance + HOA

Annual property tax

$4,824

Annual est. $5,580

Est. monthly utilities

$667

Climate-adjusted electric, gas & water

Median home price

$332,700

Census ACS 2022

Home price trend

5-year median sale price

+11.2% · 5 yr
$299k
2022
$307k
2023
$315k
2024
$324k
2025
$333k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$326/mo vs buying
$1,972HUD 2024
Rent
$2,298
Buy

Mortgage

$1,682

Property tax

$402

Insurance

$119

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$4,415/yr

2024

1.37%

$4,547/yr

2025

1.41%

$4,683/yr

2026

1.45%

$4,824/yr

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

73 (100 = avg)

low exposure

Est. annual homeowners insurance

$1,426/yr

moderate exposure
Wind hazard index60 (100 = avg)
Tornado index
Earthquake index
Insurance trendTypical near-term temperature around 87°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,426.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Orlando to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo