Safety & Crime Index
75/100
FBI CDE
Above-average peace of mind — 1% above average
Above Average
Report status
US location · verified
Neighborhood intelligence
Safety, noise, schools, air quality, true cost, hazard, and commute intelligence for Tampa.
Median rent
$1,977/mo
HUD 2024
Median household income
$66,802
Census ACS 2022
Median home value
$333,200
Census ACS 2022
Safety score
75/100
FBI CDE
Schools
B+
Estimated
Weather
85°F (H 94° / L 77°)
Open-Meteo
75/100
FBI CDE
Above-average peace of mind — 1% above average
Above Average
40 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 85°F
Quiet — Low environmental index
B+
Estimated
16:1 staffing ratio · Modeled district estimate from public data
Top 35% statewide
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 54 (100 = avg)
Good / Low Pollen
Side-by-side
See how Tampa stacks up on rent, safety, schools, and weather.
Neighborhood guide
Tampa offers above-average safety (75/100) and solid schools (B+), two things that are hard to find together in a mid-size city. Rent runs $1,977/month and median income sits at $66,802.
Tampa has about 388,768 residents. Scores below are citywide. Your ZIP can land better or worse on rent, crime, and schools.
Tampa FL scores 75/100 on safety (above average). Crime is about 1% above the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.
Detail: overall crime index 101 (100 = avg); violent crime index 120; property crime index 81. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
Campus scores in the report: Tampa Elementary (elementary) at 7/10; Tampa Middle School (middle) at 7/10; Tampa High School (high) at 8/10. On this 10-point scale, 7 is solidly middle; 9 is a standout.
District picture: about B+ (above average) · Top 35% statewide. Student-teacher staffing: 16:1. If schools drive your move, compare the specific campuses that serve your target address against statewide peers.
Typical rent in Tampa is about $1,977/month (on the high side). At $1,977/month for a typical unit, you need about $71,172+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $333,200.
Median household income is $66,802, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($66,802) sits below the $71,172 comfort line for that rent. Many households will feel stretched.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 85°F (highs near 94°F, lows near 77°F).
Midafternoon outdoor time is limited most of summer without shade and water. Plan on summer electric bills around $200–$300/month for a typical apartment if you run AC hard. If you visit, go in July or August. That is the real test.
Who tends to thrive in Tampa: (1) Households that want quieter streets (safety sits at 75/100) (2) Dual-income households (at $1,977/month, the rent math works much better with two salaries) (3) People who genuinely love heat and do not mind living indoors June through September (highs near 94°F) (4) People relocating for a job who can pick a safer ZIP (citywide safety is 75/100)
Who should look elsewhere: (1) Single earners under $70k (the rent-to-income ratio is tight at $1,977/month) (2) People who need outdoor time year-round for their mental health (summers lock you inside for 3–4 months; highs near 94°F) (3) Anyone stretching past 40% of take-home on housing at $1,977/month
Income sniff test: clear about $71,172 household income for $1,977/month rent. Under that, pick a cheaper ZIP or a different city.
Tampa holds up well on the core metrics. Safety at 75/100 and B+ schools make it a reasonable choice for families who can manage $1,977/month rent.
Next steps
Quotes and listings for Tampa when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for Tampa.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$2,301
Mortgage + tax + insurance + HOA
Annual property tax
$4,831
Annual est. $5,580
Est. monthly utilities
$583
Climate-adjusted electric, gas & water
Median home price
$333,200
Census ACS 2022
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$1,685
Property tax
$403
Insurance
$119
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$4,421/yr
2024
1.37%
$4,554/yr
2025
1.41%
$4,690/yr
2026
1.45%
$4,831/yr
Buying in Tampa? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
42 (100 = avg)
low exposureEst. annual homeowners insurance
$1,428/yr
moderate exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,428.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Tampa to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo