Safety & Crime Index
75/100
FBI CDE
Above-average peace of mind — 20% below average
Above Average
Report status
US location · verified
Neighborhood intelligence
Safety, noise, schools, air quality, true cost, hazard, and commute intelligence for Honolulu.
Median rent
$2,642/mo
HUD 2024
Median household income
$82,772
Census ACS 2022
Median home value
$805,500
Census ACS 2022
Safety score
75/100
FBI CDE
Schools
B+
Estimated
Weather
79°F (H 85° / L 74°)
Open-Meteo
75/100
FBI CDE
Above-average peace of mind — 20% below average
Above Average
39 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 79°F
Quiet — Low environmental index
B+
Estimated
16:1 staffing ratio · Modeled district estimate from public data
Top 35% statewide
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 68 (100 = avg)
Good / Low Pollen
Side-by-side
See how Honolulu stacks up on rent, safety, schools, and weather.
Neighborhood guide
Honolulu offers above-average safety (75/100) and solid schools (B+), two things that are hard to find together in a mid-size city. Rent runs $2,642/month and median income sits at $82,772.
Honolulu has about 348,547 residents. Scores below are citywide. Your ZIP can land better or worse on rent, crime, and schools.
Honolulu HI scores 75/100 on safety (above average). Crime is about 20% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.
Detail: overall crime index 80 (100 = avg); violent crime index 57; property crime index 103. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
Campus scores in the report: Honolulu Elementary (elementary) at 7/10; Honolulu Middle School (middle) at 7/10; Honolulu High School (high) at 8/10. On this 10-point scale, 7 is solidly middle; 9 is a standout.
District picture: about B+ (above average) · Top 35% statewide. Student-teacher staffing: 16:1. If schools drive your move, compare the specific campuses that serve your target address against statewide peers.
Typical rent in Honolulu is about $2,642/month (very expensive). At $2,642/month for a typical unit, you need about $95,112+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $805,500.
Median household income is $82,772, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($82,772) sits below the $95,112 comfort line for that rent. Many households will feel stretched.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 79°F (highs near 85°F, lows near 74°F).
Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.
Who tends to thrive in Honolulu: (1) Households that want quieter streets (safety sits at 75/100) (2) Dual-income households (at $2,642/month, the rent math works much better with two salaries) (3) Tech and finance workers (the job market is real and local pay near $82,772 helps carry housing costs) (4) People relocating for a job who can pick a safer ZIP (citywide safety is 75/100)
Who should look elsewhere: (1) Single earners under $70k (the rent-to-income ratio is tight at $2,642/month) (2) Anyone stretching past 40% of take-home on housing at $2,642/month (3) Households expecting top marks on rent, safety, and schools at once (Honolulu does not clear every bar)
Income sniff test: clear about $95,112 household income for $2,642/month rent. Under that, pick a cheaper ZIP or a different city.
Honolulu holds up well on the core metrics. Safety at 75/100 and B+ schools make it a reasonable choice for families who can manage $2,642/month rent.
Next steps
Quotes and listings for Honolulu when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for Honolulu.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$5,429
Mortgage + tax + insurance + HOA
Annual property tax
$11,680
Annual est. $5,580
Est. monthly utilities
$1,276
Climate-adjusted electric, gas & water
Median home price
$805,500
Census ACS 2022
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$4,073
Property tax
$973
Insurance
$288
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$10,689/yr
2024
1.37%
$11,010/yr
2025
1.41%
$11,340/yr
2026
1.45%
$11,680/yr
Buying in Honolulu? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
22 (100 = avg)
low exposureEst. annual homeowners insurance
$3,452/yr
elevated exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $3,452.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Honolulu to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo