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Honolulu, HI

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US location · verified

Neighborhood intelligence

Your Honolulu relocation brief

Safety, noise, schools, air quality, true cost, hazard, and commute intelligence for Honolulu.

Median rent

$2,642/mo

HUD 2024

Median household income

$82,772

Census ACS 2022

Median home value

$805,500

Census ACS 2022

Safety score

75/100

FBI CDE

Schools

B+

Estimated

Weather

79°F (H 85° / L 74°)

Open-Meteo

Safety & Crime Index

75/100

FBI CDE

Above-average peace of mind — 20% below average

Above Average

Noise Level

39 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 79°F

Quiet — Low environmental index

High-Level School Grade

B+

Estimated

16:1 staffing ratio · Modeled district estimate from public data

Top 35% statewide

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 68 (100 = avg)

Good / Low Pollen

Side-by-side

Compare with another city

See how Honolulu stacks up on rent, safety, schools, and weather.

Neighborhood guide

Living in Honolulu HI

Honolulu offers above-average safety (75/100) and solid schools (B+), two things that are hard to find together in a mid-size city. Rent runs $2,642/month and median income sits at $82,772.

Honolulu has about 348,547 residents. Scores below are citywide. Your ZIP can land better or worse on rent, crime, and schools.

Is Honolulu HI Safe?

Honolulu HI scores 75/100 on safety (above average). Crime is about 20% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 80 (100 = avg); violent crime index 57; property crime index 103. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Honolulu HI

Campus scores in the report: Honolulu Elementary (elementary) at 7/10; Honolulu Middle School (middle) at 7/10; Honolulu High School (high) at 8/10. On this 10-point scale, 7 is solidly middle; 9 is a standout.

District picture: about B+ (above average) · Top 35% statewide. Student-teacher staffing: 16:1. If schools drive your move, compare the specific campuses that serve your target address against statewide peers.

Cost of Living in Honolulu HI

Typical rent in Honolulu is about $2,642/month (very expensive). At $2,642/month for a typical unit, you need about $95,112+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $805,500.

Median household income is $82,772, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($82,772) sits below the $95,112 comfort line for that rent. Many households will feel stretched.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Honolulu HI

Average temperature is about 79°F (highs near 85°F, lows near 74°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who Should Move to Honolulu HI?

Who tends to thrive in Honolulu: (1) Households that want quieter streets (safety sits at 75/100) (2) Dual-income households (at $2,642/month, the rent math works much better with two salaries) (3) Tech and finance workers (the job market is real and local pay near $82,772 helps carry housing costs) (4) People relocating for a job who can pick a safer ZIP (citywide safety is 75/100)

Who should look elsewhere: (1) Single earners under $70k (the rent-to-income ratio is tight at $2,642/month) (2) Anyone stretching past 40% of take-home on housing at $2,642/month (3) Households expecting top marks on rent, safety, and schools at once (Honolulu does not clear every bar)

Income sniff test: clear about $95,112 household income for $2,642/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Honolulu holds up well on the core metrics. Safety at 75/100 and B+ schools make it a reasonable choice for families who can manage $2,642/month rent.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Honolulu.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$5,429

Mortgage + tax + insurance + HOA

Annual property tax

$11,680

Annual est. $5,580

Est. monthly utilities

$1,276

Climate-adjusted electric, gas & water

Median home price

$805,500

Census ACS 2022

Home price trend

5-year median sale price

+11.2% · 5 yr
$724k
2022
$744k
2023
$764k
2024
$784k
2025
$806k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$2,787/mo vs buying
$2,642HUD 2024
Rent
$5,429
Buy

Mortgage

$4,073

Property tax

$973

Insurance

$288

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$10,689/yr

2024

1.37%

$11,010/yr

2025

1.41%

$11,340/yr

2026

1.45%

$11,680/yr

Buying in Honolulu? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

22 (100 = avg)

low exposure

Est. annual homeowners insurance

$3,452/yr

elevated exposure
Wind hazard index68 (100 = avg)
Tornado index
Earthquake index
Insurance trendTypical near-term temperature around 79°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $3,452.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Honolulu to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo