Safety & Crime Index
75/100
Estimated
Above-average peace of mind — -4%
Above Average
Report status
US location · verified
Neighborhood intelligence
Safety, noise, schools, air quality, true cost, hazard, and commute intelligence for Indianapolis.
Median rent
$1,473/mo
HUD 2024
Median household income
$59,110
Census ACS 2022
Median home value
$184,600
Census ACS 2022
Safety score
75/100
Estimated
Schools
B+
Estimated
Weather
72°F (H 81° / L 62°)
Open-Meteo
75/100
Estimated
Above-average peace of mind — -4%
Above Average
37 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 72°F
Quiet — Low environmental index
B+
Estimated
16:1 staffing ratio · Modeled district estimate from public data
Top 35% statewide
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 48 (100 = avg)
Good / Low Pollen
Side-by-side
See how Indianapolis stacks up on rent, safety, schools, and weather.
Neighborhood guide
Indianapolis offers above-average safety (75/100) and solid schools (B+), two things that are hard to find together in a mid-size city. Rent runs $1,473/month and median income sits at $59,110.
Indianapolis has about 882,006 residents. Scores below are citywide. Your ZIP can land better or worse on rent, crime, and schools.
Indianapolis IN scores 75/100 on safety (above average). Crime is about 4% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.
Detail: violent crime index 32/100; property crime index 41/100; night safety Moderate. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
Campus scores in the report: Indianapolis Elementary (elementary) at 7/10; Indianapolis Middle School (middle) at 7/10; Indianapolis High School (high) at 8/10. On this 10-point scale, 7 is solidly middle; 9 is a standout.
District picture: about B+ (above average) · Top 35% statewide. Student-teacher staffing: 16:1. If schools drive your move, compare the specific campuses that serve your target address against statewide peers.
Typical rent in Indianapolis is about $1,473/month (moderate). At $1,473/month for a typical unit, you need about $53,028+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $184,600.
Median household income is $59,110, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($59,110) clears the $53,028 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 72°F (highs near 81°F, lows near 62°F).
Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.
Who tends to thrive in Indianapolis: (1) Households that want quieter streets (safety sits at 75/100) (2) People relocating for a job who can pick a safer ZIP (citywide safety is 75/100) (3) Households earning $53,028+ who can clear the 3× rent rule at $1,473/month (4) Movers with a locked job offer in Indianapolis who already priced rent, schools, and commute
Who should look elsewhere: (1) Households expecting top marks on rent, safety, and schools at once (Indianapolis does not clear every bar) (2) People who will not research ZIP-level crime and school maps before leasing
Income sniff test: clear about $53,028 household income for $1,473/month rent. Under that, pick a cheaper ZIP or a different city.
Indianapolis holds up well on the core metrics. Safety at 75/100 and B+ schools make it a reasonable choice for families who can manage $1,473/month rent.
Next steps
Quotes and listings for Indianapolis when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for Indianapolis.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$1,317
Mortgage + tax + insurance + HOA
Annual property tax
$2,677
Annual est. $5,580
Est. monthly utilities
$289
Climate-adjusted electric, gas & water
Median home price
$184,600
Census ACS 2022
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$933
Property tax
$223
Insurance
$66
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$2,450/yr
2024
1.37%
$2,523/yr
2025
1.41%
$2,599/yr
2026
1.45%
$2,677/yr
Buying in Indianapolis? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
20 (100 = avg)
low exposureEst. annual homeowners insurance
$791/yr
moderate exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $791.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Indianapolis to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo