Safety & Crime Index
75/100
FBI CDE
Above-average peace of mind — 12% above average
Above Average
Verified Neighborhood Report
Location verified via US geocoding. Safety, Schools, and Noise scores are deterministically modeled for this exact place.
Report status
US location · verified
Neighborhood intelligence
Safety, noise, schools, air quality, true cost, hazard, and commute intelligence for Baltimore.
Median rent
$1,857/mo
HUD 2024
Median household income
$58,349
Census ACS 2022
Median home value
$202,900
Census ACS 2022
Safety score
75/100
FBI CDE
Schools
B+
Estimated
Weather
77°F (H 86° / L 68°)
Open-Meteo
75/100
FBI CDE
Above-average peace of mind — 12% above average
Above Average
40 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 77°F
Quiet — Low environmental index
B+
Estimated
16:1 staffing ratio · Modeled district estimate from public data
Top 35% statewide
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 54 (100 = avg)
Good / Low Pollen
Side-by-side
See how Baltimore stacks up on rent, safety, schools, and weather.
Neighborhood guide
Typical home values in Baltimore, MD sit near $202,900. That is still an entry point for buyers priced out of $500k+ metros.
Baltimore has about 584,548 residents. Scores below are citywide. Your ZIP can land better or worse on rent, crime, and schools.
Baltimore MD scores 75/100 on safety (above average). Crime is about 12% above the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.
Detail: overall crime index 112 (100 = avg); violent crime index 115; property crime index 109. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
Campus scores in the report: Baltimore Elementary (elementary) at 7/10; Baltimore Middle School (middle) at 7/10; Baltimore High School (high) at 8/10. On this 10-point scale, 7 is solidly middle; 9 is a standout.
District picture: about B+ (above average) · Top 35% statewide. Student-teacher staffing: 16:1. If schools drive your move, compare the specific campuses that serve your target address against statewide peers.
Typical rent in Baltimore is about $1,857/month (on the high side). At $1,857/month for a typical unit, you need about $66,852+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $202,900.
Median household income is $58,349, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($58,349) sits below the $66,852 comfort line for that rent. Many households will feel stretched.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 77°F (highs near 86°F, lows near 68°F).
Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.
Who tends to thrive in Baltimore: (1) Households that want quieter streets (safety sits at 75/100) (2) Dual-income households (at $1,857/month, the rent math works much better with two salaries) (3) People relocating for a job who can pick a safer ZIP (citywide safety is 75/100) (4) Households earning $66,852+ who can clear the 3× rent rule at $1,857/month
Who should look elsewhere: (1) Single earners under $70k (the rent-to-income ratio is tight at $1,857/month) (2) Anyone stretching past 40% of take-home on housing at $1,857/month (3) Households expecting top marks on rent, safety, and schools at once (Baltimore does not clear every bar)
Income sniff test: clear about $66,852 household income for $1,857/month rent. Under that, pick a cheaper ZIP or a different city.
Baltimore MD is not worth a speculative move. Come only for a specific job or family reason.
The strongest upside is safety at 75/100 (above what many metros post).
The biggest risk is rent at $1,857/month. Budget from a $66,852+ household income or the ratio gets tight.
Next steps
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True ownership costs, insurance hazards, and commute math for Baltimore.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$1,439
Mortgage + tax + insurance + HOA
Annual property tax
$2,942
Annual est. $5,580
Est. monthly utilities
$355
Climate-adjusted electric, gas & water
Median home price
$202,900
Census ACS 2022
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$1,026
Property tax
$245
Insurance
$73
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$2,692/yr
2024
1.37%
$2,773/yr
2025
1.41%
$2,856/yr
2026
1.45%
$2,942/yr
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
42 (100 = avg)
low exposureEst. annual homeowners insurance
$870/yr
moderate exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $870.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Baltimore to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo