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Verified US Location Data

We confirmed “St Paul Mn, TX” via US geocoding. Safety, Schools, and Noise scores are uniquely generated for this exact location.

Verified Neighborhood Report

St Paul Mn, TX

Location verified via US geocoding. Safety, Schools, and Noise scores are deterministically modeled for this exact place.

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US location · verified

Neighborhood intelligence

Your St Paul Mn relocation brief

Safety, noise, schools, air quality, true cost, hazard, and commute intelligence for St Paul Mn.

Safety & Crime Index

84/100

Above-average peace of mind — 12% below average

Above Average

Noise Level

44 dB — Quiet Suburb

Peak traffic: Low — arterial buffer 0.4 mi · Nighttime baseline 36 dB

Quiet — Low environmental index

High-Level School Grade

A-

15:1 staffing ratio · Stable district funding · +4.2% per-pupil spend vs 2022

St Paul Mn Independent School District · top 18% statewide

Environmental / Air Quality

AQI 64 — Moderate

Low pollen & dust baseline · wind index 78 (100 = avg)

Good / Low Pollen

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Compare with another city

See how St Paul Mn stacks up on rent, safety, schools, and weather.

Neighborhood guide

Living in St Paul Mn TX

Living in St Paul Mn TX is less about a vibe and more about a few numbers you can check before you sign a lease or an offer. St Paul Mn, TX currently shows a safety score of 84/100, schools grading out around A-, and typical rent near $2,150 a month. The write-up below turns those report figures into plain language so you can decide whether St Paul Mn actually fits how you live, commute, and budget.

Citywide scores are a starting map, not a street-level guarantee. Two ZIP codes in St Paul Mn can post very different crime, school, and rent pictures, so treat this guide as the regional baseline and then compare the specific neighborhood you tour.

Is St Paul Mn TX Safe?

St Paul Mn, TX has a safety score of 84/100, meaning crime rates run about 12% below the national average. The report labels overall public safety as “Above Average.” That score is designed so roughly the low-70s tracks a U.S. average crime load — higher numbers generally mean less crime pressure, and lower numbers mean you should ask more questions about specific streets, lighting, and night activity.

Looking under the hood, St Paul Mn currently shows an overall crime index of 88 (100 = avg), a violent crime index of 84, a property crime index of 95. Violent and property crime do not always move together, which is why a “pretty safe” city can still have frustrating car-break-in pockets, and a higher-crime city can still have calm residential streets. If you are relocating with teenagers or late-night commutes, weigh night conditions as carefully as the composite score.

People googling “Is St Paul Mn TX Safe?” usually want a yes or no. The better framing is whether the score matches your risk tolerance. Households coming from very low-crime suburbs often notice even average U.S. cities more than people leaving denser metros. Use the 84/100 figure as a filter, then confirm with a few evenings on the ground before you commit to a lease in St Paul Mn.

Schools in St Paul Mn TX

Families researching schools will find St Paul Mn Elementary School rated 9/10 for elementary, along with St Paul Mn Middle School rated 8/10 for middle school and St Paul Mn High School rated 9/10 for high school. Those campus ratings sit on a 10-point scale in this report, so a 7/10 is solidly middle-of-the-pack rather than a crisis, and a 9/10 is a standout you should still verify with current district boundaries.

Overall, schools in St Paul Mn TX grade out around A- (St Paul Mn Independent School District · top 18% statewide). Reported student-teacher staffing is about 15:1. Recent context from the report: Stable district funding · +4.2% per-pupil spend vs 2022. Parents moving in from another state should confirm enrollment documents, immunization rules, and whether St Paul Mn uses lotteries or neighborhood assignment — those process details affect waitlists as much as the rating on a campus.

If schools are a deal-breaker, do not stop at the city headline. Request the exact elementary, middle, and high school for the address you want, then sit in a pickup line or a Friday football game if you can. Ratings in St Paul Mn are a screening tool. The daily experience — class size, special-education capacity, after-school care — is what you actually move for.

Cost of Living in St Paul Mn TX

Cost of living in St Paul Mn TX is easiest to grasp from housing. A practical rent estimate in this report is $2,150 per month, while typical home values sit near $485,000. Rent context: +3.1% YoY. Home-value context: +6.4% YoY. Those figures are city-scale: a renovated bungalow near jobs will price differently than a farther-out three-bedroom, so use them as a budget anchor rather than a listing promise.

Beyond the rent line, St Paul Mn currently reflects property tax near 1.82% of assessed value; about $312 per square foot; homes typically lingering around 24 days on market; recent appreciation on the order of 11.8% over the modeled window; a housing mix of roughly 54% owners and 46% renters. Income versus rent is the gut-check: if your household is well above the local median, St Paul Mn TX will feel easier; if you are stretching to the rent estimate, leave room for utilities, insurance, and the inevitable first-month overlap of two households.

Daily costs are not only rent. Walk Score in this report is 72 (Very Walkable), and transit scores around 48 — Some Transit. If you can drop a second car because more of St Paul Mn is errand-friendly, that savings can dwarf a $100 swing in monthly rent. If you will drive everywhere, add fuel, parking, and insurance before you call the cost of living in St Paul Mn TX “doable.”

Weather and Climate in St Paul Mn TX

Climate is one of the quiet deal-breakers in a move. Before you commit to St Paul Mn TX, look at a full year of highs, lows, and storm season — not just the week you visit — because utility costs and outdoor time follow the calendar, not the listing photos.

Environmental indices for St Paul Mn currently include weather hazard index 82 (100 = avg); wind hazard index 78 (100 = avg); tornado index 108; earthquake index 12. The area’s environmental read is “Quiet.” Indexes around 100 track a typical U.S. load, so a number well above that is a prompt to price insurance deductibles and backup power, not a reason to panic. Ask your insurer how St Paul Mn TX wind, hail, or flood rules would change a premium versus where you live now.

If outdoor life is part of why you want St Paul Mn TX, visit in the least flattering season you can. A January ice event or an August heat week tells you more about living in St Paul Mn than a perfect Saturday. Pack that reality into the cost-of-living math: higher bills, different hobbies, and occasionally a delayed closing or school-year weather day.

Should You Move to St Paul Mn TX?

So should you move to St Paul Mn TX? If the safety score, school ratings, and $2,150 rent estimate line up with your budget and risk tolerance, St Paul Mn is worth a serious visit — not just a weekend of restaurants. Bring a weekday morning and a weeknight so you see traffic, school pickup, and noise, not only the brochure version of living in St Paul Mn TX.

If any one pillar is a mismatch — schools that sit below what your kids need, rent that consumes too much of income — treat that as a signal to compare other cities rather than talking yourself into it. The point of this snapshot of living in St Paul Mn TX is to surface those tradeoffs in plain language, using the same report values shown in the dashboard above.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for St Paul Mn.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$3,495

Mortgage + tax + insurance + HOA

Annual property tax

$8,827

+0.22% effective rate since 2021 · annual est. $8,827

Est. monthly utilities

$1,008

Climate-adjusted electric, gas & water

Median home price

$485,000

+6.4% YoY

Home price trend

5-year median sale price

+9.3% · 5 yr
$444k
2022
$454k
2023
$464k
2024
$474k
2025
$485k
2026

Modeled from +11.8% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$1,345/mo vs buying
$2,150
Rent
$3,495
Buy

Mortgage

$2,452

Property tax

$736

Insurance

$182

HOA

$125

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.70%

$8,078/yr

2024

1.74%

$8,320/yr

2025

1.78%

$8,570/yr

2026

1.82%

$8,827/yr

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

X — minimal FEMA surge risk

moderate exposure

Wildfire hazard index

82 (100 = avg)

low exposure

Est. annual homeowners insurance

$2,180/yr

moderate exposure
Wind hazard index78 (100 = avg)
Tornado index108
Earthquake index12
Insurance trendFlood zone: X — minimal FEMA surge risk · wind deductible may apply

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $2,180.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from St Paul Mn to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate