Safety & Crime Index
75/100
FBI state avg
Above-average peace of mind — 16% above average
Above Average
Verified Neighborhood Report
Location verified via US geocoding. Safety, Schools, and Noise scores are deterministically modeled for this exact place.
Report status
US location · verified
Neighborhood intelligence
Safety, noise, schools, air quality, true cost, hazard, and commute intelligence for St Louis.
Median rent
$1,218/mo
HUD 2024
Median household income
$52,941
Census ACS 2022
Median home value
$174,100
Census ACS 2022
Safety score
75/100
FBI state avg
Schools
B+
Estimated
Weather
79°F (H 89° / L 68°)
Open-Meteo
75/100
FBI state avg
Above-average peace of mind — 16% above average
Above Average
45 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 79°F
Quiet — Low environmental index
B+
Estimated
16:1 staffing ratio · Modeled district estimate from public data
Top 35% statewide
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 48 (100 = avg)
Good / Low Pollen
Side-by-side
See how St Louis stacks up on rent, safety, schools, and weather.
Neighborhood guide
Typical home values in St Louis, MO sit near $174,100. That is still an entry point for buyers priced out of $500k+ metros.
St Louis has about 298,018 residents. Scores below are citywide. Your ZIP can land better or worse on rent, crime, and schools.
St Louis MO scores 75/100 on safety (above average). Crime is about 16% above the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.
Detail: overall crime index 116 (100 = avg); violent crime index 125; property crime index 107. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
Campus scores in the report: St Louis Elementary (elementary) at 7/10; St Louis Middle School (middle) at 7/10; St Louis High School (high) at 8/10. On this 10-point scale, 7 is solidly middle; 9 is a standout.
District picture: about B+ (above average) · Top 35% statewide. Student-teacher staffing: 16:1. If schools drive your move, compare the specific campuses that serve your target address against statewide peers.
Typical rent in St Louis is about $1,218/month (moderate). At $1,218/month for a typical unit, you need about $43,848+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $174,100.
Median household income is $52,941, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($52,941) clears the $43,848 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 79°F (highs near 89°F, lows near 68°F).
Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.
Who tends to thrive in St Louis: (1) Households that want quieter streets (safety sits at 75/100) (2) Renters who want $1,218/month housing without coastal prices (comfort income is about $43,848) (3) People relocating for a job who can pick a safer ZIP (citywide safety is 75/100) (4) Households earning $43,848+ who can clear the 3× rent rule at $1,218/month
Who should look elsewhere: (1) Households expecting top marks on rent, safety, and schools at once (St Louis does not clear every bar) (2) People who will not research ZIP-level crime and school maps before leasing
Income sniff test: clear about $43,848 household income for $1,218/month rent. Under that, pick a cheaper ZIP or a different city.
St Louis MO is a yes only if you can live with the main downside below. Otherwise skip it.
The strongest upside is housing cost: typical rent near $1,218/month keeps the comfort income line around $43,848.
The biggest practical risk is still housing: confirm you can carry $1,218/month plus utilities before you sign.
Next steps
Quotes and listings for St Louiswhen you're ready to act.
Find apartments in St Louis
Browse rentals matched to your budget and neighborhood.
Get quote →Get moving quotes
Compare licensed movers and lock in a price before you pack.
Get quote →See mortgage rates for St Louis
Check current rates and start a pre-approval in minutes.
Get quote →Compare storage near St Louis
Find a unit nearby for the overlap days of your move.
Get quote →Relocation deep-dive
True ownership costs, insurance hazards, and commute math for St Louis.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$1,248
Mortgage + tax + insurance + HOA
Annual property tax
$2,524
Annual est. $5,580
Est. monthly utilities
$395
Climate-adjusted electric, gas & water
Median home price
$174,100
Census ACS 2022
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$880
Property tax
$210
Insurance
$62
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$2,310/yr
2024
1.37%
$2,379/yr
2025
1.41%
$2,450/yr
2026
1.45%
$2,524/yr
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
105 (100 = avg)
moderate exposureEst. annual homeowners insurance
$746/yr
moderate exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $746.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from St Louis to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo