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Albuquerque, NM

Report status

US location · verified

Neighborhood intelligence

Your Albuquerque relocation brief

Safety, noise, schools, air quality, true cost, hazard, and commute intelligence for Albuquerque.

Median rent

$1,464/mo

HUD 2024

Median household income

$61,503

Census ACS 2022

Median home value

$246,000

Census ACS 2022

Safety score

1/100

FBI CDE

Schools

B+

Estimated

Weather

83°F (H 93° / L 74°)

Open-Meteo

Safety & Crime Index

1/100

FBI CDE

Worth extra due diligence — 187% above average

Below Average

Noise Level

42 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 83°F

Quiet — Low environmental index

High-Level School Grade

B+

Estimated

16:1 staffing ratio · Modeled district estimate from public data

Top 35% statewide

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 96 (100 = avg)

Good / Low Pollen

Side-by-side

Compare with another city

See how Albuquerque stacks up on rent, safety, schools, and weather.

Neighborhood guide

Living in Albuquerque NM

Albuquerque is one of the more affordable options in its region at $1,464/month typical rent. Safety scores 1/100 and schools grade B+.

Albuquerque has about 562,551 residents. Scores below are citywide. Your ZIP can land better or worse on rent, crime, and schools.

Is Albuquerque NM Safe?

Albuquerque NM scores 1/100 on safety (well below average). Crime is about 187% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 287 (100 = avg); violent crime index 331; property crime index 243. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Albuquerque NM

Campus scores in the report: Albuquerque Elementary (elementary) at 7/10; Albuquerque Middle School (middle) at 7/10; Albuquerque High School (high) at 8/10. On this 10-point scale, 7 is solidly middle; 9 is a standout.

District picture: about B+ (above average) · Top 35% statewide. Student-teacher staffing: 16:1. If schools drive your move, compare the specific campuses that serve your target address against statewide peers.

Cost of Living in Albuquerque NM

Typical rent in Albuquerque is about $1,464/month (moderate). At $1,464/month for a typical unit, you need about $52,704+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $246,000.

Median household income is $61,503, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($61,503) clears the $52,704 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Albuquerque NM

Average temperature is about 83°F (highs near 93°F, lows near 74°F).

Midafternoon outdoor time is limited most of summer without shade and water. Plan on summer electric bills around $200–$300/month for a typical apartment if you run AC hard. If you visit, go in July or August. That is the real test.

Who Should Move to Albuquerque NM?

Who tends to thrive in Albuquerque: (1) People who genuinely love heat and do not mind living indoors June through September (highs near 93°F) (2) Households earning $52,704+ who can clear the 3× rent rule at $1,464/month (3) Movers with a locked job offer in Albuquerque who already priced rent, schools, and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 1/100) (2) People who need outdoor time year-round for their mental health (summers lock you inside for 3–4 months; highs near 93°F) (3) Households expecting top marks on rent, safety, and schools at once (Albuquerque does not clear every bar)

Income sniff test: clear about $52,704 household income for $1,464/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Moving to Albuquerque requires serious research first. Safety scores 1/100 which is significantly below average. If you have a specific reason to be here that justifies the tradeoff, go in with eyes open on neighborhood selection.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Albuquerque.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$1,724

Mortgage + tax + insurance + HOA

Annual property tax

$3,567

Annual est. $5,580

Est. monthly utilities

$386

Climate-adjusted electric, gas & water

Median home price

$246,000

Census ACS 2022

Home price trend

5-year median sale price

+11.2% · 5 yr
$221k
2022
$227k
2023
$233k
2024
$240k
2025
$246k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$260/mo vs buying
$1,464HUD 2024
Rent
$1,724
Buy

Mortgage

$1,244

Property tax

$297

Insurance

$88

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$3,264/yr

2024

1.37%

$3,362/yr

2025

1.41%

$3,463/yr

2026

1.45%

$3,567/yr

Buying in Albuquerque? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$1,054/yr

moderate exposure
Wind hazard index96 (100 = avg)
Tornado index
Earthquake index
Insurance trendTypical near-term temperature around 83°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,054.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Albuquerque to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo