Safety & Crime Index
1/100
FBI CDE
Worth extra due diligence — 110% above average
Below Average
Report status
US location · verified
Neighborhood intelligence
Safety, noise, schools, air quality, true cost, hazard, and commute intelligence for Cincinnati.
Median rent
$1,353/mo
HUD 2024
Median household income
$49,191
Census ACS 2022
Median home value
$192,000
Census ACS 2022
Safety score
1/100
FBI CDE
Schools
B+
Estimated
Weather
72°F (H 84° / L 61°)
Open-Meteo
1/100
FBI CDE
Worth extra due diligence — 110% above average
Below Average
37 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 72°F
Quiet — Low environmental index
B+
Estimated
16:1 staffing ratio · Modeled district estimate from public data
Top 35% statewide
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 45 (100 = avg)
Good / Low Pollen
Side-by-side
See how Cincinnati stacks up on rent, safety, schools, and weather.
Neighborhood guide
Cincinnati is one of the more affordable options in its region at $1,353/month typical rent. Safety scores 1/100 and schools grade B+.
Cincinnati has about 308,870 residents. Scores below are citywide. Your ZIP can land better or worse on rent, crime, and schools.
Cincinnati OH scores 1/100 on safety (well below average). Crime is about 110% above the national average. Research block-level crime data and visit after dark before you commit.
Detail: overall crime index 210 (100 = avg); violent crime index 211; property crime index 209. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
Campus scores in the report: Cincinnati Elementary (elementary) at 7/10; Cincinnati Middle School (middle) at 7/10; Cincinnati High School (high) at 8/10. On this 10-point scale, 7 is solidly middle; 9 is a standout.
District picture: about B+ (above average) · Top 35% statewide. Student-teacher staffing: 16:1. If schools drive your move, compare the specific campuses that serve your target address against statewide peers.
Typical rent in Cincinnati is about $1,353/month (moderate). At $1,353/month for a typical unit, you need about $48,708+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $192,000.
Median household income is $49,191, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($49,191) clears the $48,708 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 72°F (highs near 84°F, lows near 61°F).
Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.
Who tends to thrive in Cincinnati: (1) Renters who want $1,353/month housing without coastal prices (comfort income is about $48,708) (2) Households earning $48,708+ who can clear the 3× rent rule at $1,353/month (3) Movers with a locked job offer in Cincinnati who already priced rent, schools, and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing
Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 1/100) (2) Households expecting top marks on rent, safety, and schools at once (Cincinnati does not clear every bar) (3) People who will not research ZIP-level crime and school maps before leasing
Income sniff test: clear about $48,708 household income for $1,353/month rent. Under that, pick a cheaper ZIP or a different city.
Moving to Cincinnati requires serious research first. Safety scores 1/100 which is significantly below average. If you have a specific reason to be here that justifies the tradeoff, go in with eyes open on neighborhood selection.
Next steps
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True ownership costs, insurance hazards, and commute math for Cincinnati.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$1,366
Mortgage + tax + insurance + HOA
Annual property tax
$2,784
Annual est. $5,580
Est. monthly utilities
$301
Climate-adjusted electric, gas & water
Median home price
$192,000
Census ACS 2022
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$971
Property tax
$232
Insurance
$69
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$2,548/yr
2024
1.37%
$2,624/yr
2025
1.41%
$2,703/yr
2026
1.45%
$2,784/yr
Buying in Cincinnati? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
20 (100 = avg)
low exposureEst. annual homeowners insurance
$823/yr
moderate exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $823.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Cincinnati to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo