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Verified Neighborhood Report

Cleveland, OH

Location verified via US geocoding. Safety, Schools, and Noise scores are deterministically modeled for this exact place.

Report status

US location · verified

Neighborhood intelligence

Your Cleveland relocation brief

Safety, noise, schools, air quality, true cost, hazard, and commute intelligence for Cleveland.

Median rent

$1,279/mo

HUD 2024

Median household income

$60,074

Census ACS 2022

Median home value

$168,700

Census ACS 2022

Safety score

75/100

FBI CDE

Schools

B+

Estimated

Weather

67°F (H 72° / L 62°)

Open-Meteo

Safety & Crime Index

75/100

FBI CDE

Above-average peace of mind — 14% below average

Above Average

Noise Level

43 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 67°F

Quiet — Low environmental index

High-Level School Grade

B+

Estimated

16:1 staffing ratio · Modeled district estimate from public data

Top 35% statewide

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 61 (100 = avg)

Good / Low Pollen

Side-by-side

Compare with another city

See how Cleveland stacks up on rent, safety, schools, and weather.

Neighborhood guide

Living in Cleveland OH

Typical home values in Cleveland, OH sit near $168,700. That is still an entry point for buyers priced out of $500k+ metros.

Cleveland has about 1,256,620 residents. Scores below are citywide. Your ZIP can land better or worse on rent, crime, and schools.

Is Cleveland OH Safe?

Cleveland OH scores 75/100 on safety (above average). Crime is about 14% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 86 (100 = avg); violent crime index 83; property crime index 88. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Cleveland OH

Campus scores in the report: Cleveland Elementary (elementary) at 7/10; Cleveland Middle School (middle) at 7/10; Cleveland High School (high) at 8/10. On this 10-point scale, 7 is solidly middle; 9 is a standout.

District picture: about B+ (above average) · Top 35% statewide. Student-teacher staffing: 16:1. If schools drive your move, compare the specific campuses that serve your target address against statewide peers.

Cost of Living in Cleveland OH

Typical rent in Cleveland is about $1,279/month (moderate). At $1,279/month for a typical unit, you need about $46,044+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $168,700.

Median household income is $60,074, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($60,074) clears the $46,044 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Cleveland OH

Average temperature is about 67°F (highs near 72°F, lows near 62°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Cleveland OH?

Who tends to thrive in Cleveland: (1) Households that want quieter streets (safety sits at 75/100) (2) Renters who want $1,279/month housing without coastal prices (comfort income is about $46,044) (3) People relocating for a job who can pick a safer ZIP (citywide safety is 75/100) (4) Households earning $46,044+ who can clear the 3× rent rule at $1,279/month

Who should look elsewhere: (1) Households expecting top marks on rent, safety, and schools at once (Cleveland does not clear every bar) (2) People who will not research ZIP-level crime and school maps before leasing

Income sniff test: clear about $46,044 household income for $1,279/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Cleveland OH is a yes only if you can live with the main downside below. Otherwise skip it.

The strongest upside is housing cost: typical rent near $1,279/month keeps the comfort income line around $46,044.

The biggest practical risk is still housing: confirm you can carry $1,279/month plus utilities before you sign.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Cleveland.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$1,212

Mortgage + tax + insurance + HOA

Annual property tax

$2,446

Annual est. $5,580

Est. monthly utilities

$330

Climate-adjusted electric, gas & water

Median home price

$168,700

Census ACS 2022

Home price trend

5-year median sale price

+11.2% · 5 yr
$152k
2022
$156k
2023
$160k
2024
$164k
2025
$169k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Buying saves ~$67/mo vs renting
$1,279HUD 2024
Rent
$1,212
Buy

Mortgage

$853

Property tax

$204

Insurance

$60

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$2,238/yr

2024

1.37%

$2,306/yr

2025

1.41%

$2,375/yr

2026

1.45%

$2,446/yr

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

67 (100 = avg)

low exposure

Est. annual homeowners insurance

$723/yr

moderate exposure
Wind hazard index61 (100 = avg)
Tornado index
Earthquake index
Insurance trendTypical near-term temperature around 67°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $723.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Cleveland to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo