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Verified Neighborhood Report

Oklahoma City, OK

Location verified via US geocoding. Safety, Schools, and Noise scores are deterministically modeled for this exact place.

Report status

US location · verified

Neighborhood intelligence

Your Oklahoma City relocation brief

Safety, noise, schools, air quality, true cost, hazard, and commute intelligence for Oklahoma City.

Median rent

$1,244/mo

HUD 2024

Median household income

$64,251

Census ACS 2022

Median home value

$196,700

Census ACS 2022

Safety score

75/100

FBI CDE

Schools

B+

Estimated

Weather

92°F (H 107° / L 77°)

Open-Meteo

Safety & Crime Index

75/100

FBI CDE

Above-average peace of mind — 10% above average

Above Average

Noise Level

41 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 92°F

Quiet — Low environmental index

High-Level School Grade

B+

Estimated

16:1 staffing ratio · Modeled district estimate from public data

Top 35% statewide

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 93 (100 = avg)

Good / Low Pollen

Side-by-side

Compare with another city

See how Oklahoma City stacks up on rent, safety, schools, and weather.

Neighborhood guide

Living in Oklahoma City OK

Typical home values in Oklahoma City, OK sit near $196,700. That is still an entry point for buyers priced out of $500k+ metros.

Oklahoma City has about 681,088 residents. Scores below are citywide. Your ZIP can land better or worse on rent, crime, and schools.

Is Oklahoma City OK Safe?

Oklahoma City OK scores 75/100 on safety (above average). Crime is about 10% above the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 110 (100 = avg); violent crime index 112; property crime index 107. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Oklahoma City OK

Campus scores in the report: Oklahoma City Elementary (elementary) at 7/10; Oklahoma City Middle School (middle) at 7/10; Oklahoma City High School (high) at 8/10. On this 10-point scale, 7 is solidly middle; 9 is a standout.

District picture: about B+ (above average) · Top 35% statewide. Student-teacher staffing: 16:1. If schools drive your move, compare the specific campuses that serve your target address against statewide peers.

Cost of Living in Oklahoma City OK

Typical rent in Oklahoma City is about $1,244/month (moderate). At $1,244/month for a typical unit, you need about $44,784+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $196,700.

Median household income is $64,251, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($64,251) clears the $44,784 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Oklahoma City OK

Average temperature is about 92°F (highs near 107°F, lows near 77°F).

Midafternoon outdoor time is limited most of summer without shade and water. Plan on summer electric bills around $200–$300/month for a typical apartment if you run AC hard. If you visit, go in July or August. That is the real test.

Who Should Move to Oklahoma City OK?

Who tends to thrive in Oklahoma City: (1) Households that want quieter streets (safety sits at 75/100) (2) Renters who want $1,244/month housing without coastal prices (comfort income is about $44,784) (3) People who genuinely love heat and do not mind living indoors June through September (highs near 107°F) (4) People relocating for a job who can pick a safer ZIP (citywide safety is 75/100)

Who should look elsewhere: (1) People who need outdoor time year-round for their mental health (summers lock you inside for 3–4 months; highs near 107°F) (2) Households expecting top marks on rent, safety, and schools at once (Oklahoma City does not clear every bar) (3) People who will not research ZIP-level crime and school maps before leasing

Income sniff test: clear about $44,784 household income for $1,244/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Oklahoma City OK is not worth a speculative move. Come only for a specific job or family reason.

The strongest upside is housing cost: typical rent near $1,244/month keeps the comfort income line around $44,784.

The biggest risk is heat: highs near 107°F mean summers can run $200–$300/month in AC. Budget for that before you commit.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Oklahoma City.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$1,398

Mortgage + tax + insurance + HOA

Annual property tax

$2,852

Annual est. $5,580

Est. monthly utilities

$308

Climate-adjusted electric, gas & water

Median home price

$196,700

Census ACS 2022

Home price trend

5-year median sale price

+11.2% · 5 yr
$177k
2022
$182k
2023
$187k
2024
$192k
2025
$197k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$154/mo vs buying
$1,244HUD 2024
Rent
$1,398
Buy

Mortgage

$995

Property tax

$238

Insurance

$70

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$2,610/yr

2024

1.37%

$2,688/yr

2025

1.41%

$2,769/yr

2026

1.45%

$2,852/yr

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$843/yr

moderate exposure
Wind hazard index93 (100 = avg)
Tornado index
Earthquake index
Insurance trendTypical near-term temperature around 92°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $843.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Oklahoma City to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo