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Verified Neighborhood Report

Nashville, TN

Location verified via US geocoding. Safety, Schools, and Noise scores are deterministically modeled for this exact place.

Report status

US location · verified

Neighborhood intelligence

Your Nashville relocation brief

Safety, noise, schools, air quality, true cost, hazard, and commute intelligence for Nashville.

Median rent

$1,730/mo

HUD 2024

Median household income

$71,328

Census ACS 2022

Median home value

$351,400

Census ACS 2022

Safety score

60/100

FBI CDE

Schools

B+

Estimated

Weather

80°F (H 90° / L 70°)

Open-Meteo

Safety & Crime Index

60/100

FBI CDE

Typical urban safety profile — 40% above average

Good

Noise Level

37 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 80°F

Quiet — Low environmental index

High-Level School Grade

B+

Estimated

16:1 staffing ratio · Modeled district estimate from public data

Top 35% statewide

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 42 (100 = avg)

Good / Low Pollen

Side-by-side

Compare with another city

See how Nashville stacks up on rent, safety, schools, and weather.

Neighborhood guide

Living in Nashville TN

Nashville, TN in plain numbers: typical rent near $1,730, safety at 60/100, schools around B+. Here is what that means for a move.

Nashville has about 684,103 residents. Scores below are citywide. Your ZIP can land better or worse on rent, crime, and schools.

Is Nashville TN Safe?

Nashville TN scores 60/100 on safety (below average). Crime is about 40% above the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.

Detail: overall crime index 140 (100 = avg); violent crime index 165; property crime index 114. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Nashville TN

Campus scores in the report: Nashville Elementary (elementary) at 7/10; Nashville Middle School (middle) at 7/10; Nashville High School (high) at 8/10. On this 10-point scale, 7 is solidly middle; 9 is a standout.

District picture: about B+ (above average) · Top 35% statewide. Student-teacher staffing: 16:1. If schools drive your move, compare the specific campuses that serve your target address against statewide peers.

Cost of Living in Nashville TN

Typical rent in Nashville is about $1,730/month (on the high side). At $1,730/month for a typical unit, you need about $62,280+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $351,400.

Median household income is $71,328, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($71,328) clears the $62,280 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Nashville TN

Average temperature is about 80°F (highs near 90°F, lows near 70°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who Should Move to Nashville TN?

Who tends to thrive in Nashville: (1) Households earning $62,280+ who can clear the 3× rent rule at $1,730/month (2) Movers with a locked job offer in Nashville who already priced rent, schools, and commute (3) Buyers comparing mid-size metros who will tour multiple ZIPs before signing (4) People who will visit on a weekday and a weekend before committing (not just a long weekend)

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 60/100) (2) Anyone stretching past 40% of take-home on housing at $1,730/month (3) Households expecting top marks on rent, safety, and schools at once (Nashville does not clear every bar)

Income sniff test: clear about $62,280 household income for $1,730/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Nashville TN is not worth a speculative move. Come only for a specific job or family reason.

The strongest measurable upside in this report is the safety score at 60/100. Use it to shortlist ZIPs, not as a free pass.

The biggest risk is safety at 60/100. Do not skip ZIP-level crime maps before you lease.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Nashville.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$2,422

Mortgage + tax + insurance + HOA

Annual property tax

$5,095

Annual est. $5,580

Est. monthly utilities

$565

Climate-adjusted electric, gas & water

Median home price

$351,400

Census ACS 2022

Home price trend

5-year median sale price

+11.2% · 5 yr
$316k
2022
$324k
2023
$333k
2024
$342k
2025
$351k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$692/mo vs buying
$1,730HUD 2024
Rent
$2,422
Buy

Mortgage

$1,777

Property tax

$425

Insurance

$126

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$4,663/yr

2024

1.37%

$4,803/yr

2025

1.41%

$4,947/yr

2026

1.45%

$5,095/yr

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

25 (100 = avg)

low exposure

Est. annual homeowners insurance

$1,506/yr

moderate exposure
Wind hazard index42 (100 = avg)
Tornado index
Earthquake index
Insurance trendTypical near-term temperature around 80°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,506.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Nashville to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo