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Verified Neighborhood Report

Austin, TX

Location verified via US geocoding. Safety, Schools, and Noise scores are deterministically modeled for this exact place.

Report status

US location · verified

Neighborhood intelligence

Your Austin relocation brief

Safety, noise, schools, air quality, true cost, hazard, and commute intelligence for Austin.

Median rent

$1,852/mo

HUD 2024

Median household income

$86,556

Census ACS 2022

Median home value

$461,500

Census ACS 2022

Safety score

75/100

FBI CDE

Schools

A-

Estimated

Weather

92°F (H 104° / L 79°)

Open-Meteo

Safety & Crime Index

75/100

FBI CDE

Above-average peace of mind — 9% above average

Above Average

Noise Level

40 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 92°F

Quiet — Low environmental index

High-Level School Grade

A-

Estimated

15:1 staffing ratio · Modeled district estimate from public data

Top 18% in Texas

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 78 (100 = avg)

Good / Low Pollen

Side-by-side

Compare with another city

See how Austin stacks up on rent, safety, schools, and weather.

Neighborhood guide

Living in Austin TX

Austin, TX grades around A- on schools (strong). That is one of the clearer upsides in the data for families.

Austin has about 958,202 residents. Scores below are citywide. Your ZIP can land better or worse on rent, crime, and schools.

Is Austin TX Safe?

Austin TX scores 75/100 on safety (above average). Crime is about 9% above the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 109 (100 = avg); violent crime index 107; property crime index 111. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Austin TX

Campus scores in the report: Austin Elementary (elementary) at 7/10; Austin Middle School (middle) at 7/10; Austin High School (high) at 8/10. On this 10-point scale, 7 is solidly middle; 9 is a standout.

District picture: about A- (strong) · Top 18% in Texas. Student-teacher staffing: 15:1. Families who need strong public schools will find Austin easier than average.

Cost of Living in Austin TX

Typical rent in Austin is about $1,852/month (on the high side). At $1,852/month for a typical unit, you need about $66,672+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $461,500.

Median household income is $86,556, property taxes run about 1.72%, and homes typically sell in around 22 days. Local median income ($86,556) clears the $66,672 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Austin TX

Average temperature is about 92°F (highs near 104°F, lows near 79°F).

Midafternoon outdoor time is limited most of summer without shade and water. Plan on summer electric bills around $200–$300/month for a typical apartment if you run AC hard. If you visit, go in July or August. That is the real test.

Who Should Move to Austin TX?

Who tends to thrive in Austin: (1) Households that want quieter streets (safety sits at 75/100) (2) Dual-income households (at $1,852/month, the rent math works much better with two salaries) (3) Families who want strong public schools without private school tuition (district grade A-) (4) People who genuinely love heat and do not mind living indoors June through September (highs near 104°F) (5) Tech and finance workers (the job market is real and no state income tax compounds that advantage at higher salaries)

Who should look elsewhere: (1) Single earners under $70k (the rent-to-income ratio is tight at $1,852/month) (2) People who need outdoor time year-round for their mental health (summers lock you inside for 3–4 months; highs near 104°F) (3) People planning to buy (property taxes are about 1.72%, above average, and add meaningfully to monthly costs)

Income sniff test: clear about $66,672 household income for $1,852/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Austin TX is not worth a speculative move. Come only for a specific job or family reason.

The strongest upside is schools: district grade A- means families can aim for public campuses without private tuition.

The biggest risk is rent at $1,852/month. Budget from a $66,672+ household income or the ratio gets tight.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Austin.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$3,281

Mortgage + tax + insurance + HOA

Annual property tax

$7,938

Annual est. $9,030

Est. monthly utilities

$723

Climate-adjusted electric, gas & water

Median home price

$461,500

Census ACS 2022

Home price trend

5-year median sale price

+17.6% · 5 yr
$393k
2022
$409k
2023
$426k
2024
$443k
2025
$462k
2026

Modeled from +22.4% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$1,429/mo vs buying
$1,852HUD 2024
Rent
$3,281
Buy

Mortgage

$2,334

Property tax

$661

Insurance

$141

HOA

$145

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.60%

$7,264/yr

2024

1.64%

$7,482/yr

2025

1.68%

$7,707/yr

2026

1.72%

$7,938/yr

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$1,688/yr

moderate exposure
Wind hazard index78 (100 = avg)
Tornado index
Earthquake index
Insurance trendTypical near-term temperature around 92°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,688.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Austin to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo