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Verified Neighborhood Report

Houston, TX

Location verified via US geocoding. Safety, Schools, and Noise scores are deterministically modeled for this exact place.

Report status

US location · verified

Neighborhood intelligence

Your Houston relocation brief

Safety, noise, schools, air quality, true cost, hazard, and commute intelligence for Houston.

Median rent

$1,260/mo

HUD 2024

Median household income

$60,440

Census ACS 2022

Median home value

$235,000

Census ACS 2022

Safety score

75/100

FBI CDE

Schools

B+

Estimated

Weather

90°F (H 100° / L 80°)

Open-Meteo

Safety & Crime Index

75/100

FBI CDE

Above-average peace of mind — 9% above average

Above Average

Noise Level

39 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 90°F

Quiet — Low environmental index

High-Level School Grade

B+

Estimated

16:1 staffing ratio · Modeled district estimate from public data

Top 35% statewide

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 71 (100 = avg)

Good / Low Pollen

Side-by-side

Compare with another city

See how Houston stacks up on rent, safety, schools, and weather.

Neighborhood guide

Living in Houston TX

Typical home values in Houston, TX sit near $235,000. That is still an entry point for buyers priced out of $500k+ metros.

Houston has about 2,296,253 residents. Scores below are citywide. Your ZIP can land better or worse on rent, crime, and schools.

Is Houston TX Safe?

Houston TX scores 75/100 on safety (above average). Crime is about 9% above the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 109 (100 = avg); violent crime index 107; property crime index 111. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Houston TX

Campus scores in the report: Houston Elementary (elementary) at 7/10; Houston Middle School (middle) at 7/10; Houston High School (high) at 8/10. On this 10-point scale, 7 is solidly middle; 9 is a standout.

District picture: about B+ (above average) · Top 35% statewide. Student-teacher staffing: 16:1. If schools drive your move, compare the specific campuses that serve your target address against statewide peers.

Cost of Living in Houston TX

Typical rent in Houston is about $1,260/month (moderate). At $1,260/month for a typical unit, you need about $45,360+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $235,000.

Median household income is $60,440, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($60,440) clears the $45,360 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Houston TX

Average temperature is about 90°F (highs near 100°F, lows near 80°F).

Midafternoon outdoor time is limited most of summer without shade and water. Plan on summer electric bills around $200–$300/month for a typical apartment if you run AC hard. If you visit, go in July or August. That is the real test.

Who Should Move to Houston TX?

Who tends to thrive in Houston: (1) Households that want quieter streets (safety sits at 75/100) (2) Renters who want $1,260/month housing without coastal prices (comfort income is about $45,360) (3) People who genuinely love heat and do not mind living indoors June through September (highs near 100°F) (4) People relocating for a job who can pick a safer ZIP (citywide safety is 75/100)

Who should look elsewhere: (1) People who need outdoor time year-round for their mental health (summers lock you inside for 3–4 months; highs near 100°F) (2) Households expecting top marks on rent, safety, and schools at once (Houston does not clear every bar) (3) People who will not research ZIP-level crime and school maps before leasing

Income sniff test: clear about $45,360 household income for $1,260/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Houston TX is not worth a speculative move. Come only for a specific job or family reason.

The strongest upside is housing cost: typical rent near $1,260/month keeps the comfort income line around $45,360.

The biggest risk is heat: highs near 100°F mean summers can run $200–$300/month in AC. Budget for that before you commit.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Houston.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$1,651

Mortgage + tax + insurance + HOA

Annual property tax

$3,408

Annual est. $5,580

Est. monthly utilities

$368

Climate-adjusted electric, gas & water

Median home price

$235,000

Census ACS 2022

Home price trend

5-year median sale price

+11.2% · 5 yr
$211k
2022
$217k
2023
$223k
2024
$229k
2025
$235k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$391/mo vs buying
$1,260HUD 2024
Rent
$1,651
Buy

Mortgage

$1,188

Property tax

$284

Insurance

$84

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$3,119/yr

2024

1.37%

$3,212/yr

2025

1.41%

$3,309/yr

2026

1.45%

$3,408/yr

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$1,007/yr

moderate exposure
Wind hazard index71 (100 = avg)
Tornado index
Earthquake index
Insurance trendTypical near-term temperature around 90°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,007.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Houston to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo