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We confirmed “Wichita Falls, TX” via US geocoding. Safety, Schools, and Noise scores are uniquely generated for this exact location.

Verified Neighborhood Report

Wichita Falls, TX

Location verified via US geocoding. Safety, Schools, and Noise scores are deterministically modeled for this exact place.

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US location · verified

Neighborhood intelligence

Your Wichita Falls relocation brief

Safety, noise, schools, air quality, true cost, hazard, and commute intelligence for Wichita Falls.

Safety & Crime Index

63/100

Typical urban safety profile — 9% above average

Good

Noise Level

41 dB — Quiet Suburb

Open-Meteo 16-day avg 92°F

Quiet — Low environmental index

High-Level School Grade

B+

16:1 staffing ratio · Modeled district estimate from public data

Top 35% statewide

Environmental / Air Quality

AQI 35 — Good

Low pollen & dust baseline · wind index 94 (100 = avg)

Good / Low Pollen

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See how Wichita Falls stacks up on rent, safety, schools, and weather.

Neighborhood guide

Living in Wichita Falls TX

Living in Wichita Falls TX is less about a vibe and more about a few numbers you can check before you sign a lease or an offer. Wichita Falls, TX currently shows a safety score of 63/100, schools grading out around B+, typical rent near $1,136 a month, and recent typical temperatures around 92°F. The write-up below turns those report figures into plain language so you can decide whether Wichita Falls actually fits how you live, commute, and budget.

Public estimates put the population near 102,482 people, which is large enough that neighborhoods inside Wichita Falls can feel very different from one another. Use citywide scores as a starting map, then zoom into the block you are actually considering.

Is Wichita Falls TX Safe?

Wichita Falls, TX has a safety score of 63/100, meaning crime rates run about 9% above the national average. The report labels overall public safety as “Good.” That score is designed so roughly the low-70s tracks a U.S. average crime load — higher numbers generally mean less crime pressure, and lower numbers mean you should ask more questions about specific streets, lighting, and night activity.

Looking under the hood, Wichita Falls currently shows an overall crime index of 109 (100 = avg), a violent crime index of 107, a property crime index of 111. Violent and property crime do not always move together, which is why a “pretty safe” city can still have frustrating car-break-in pockets, and a higher-crime city can still have calm residential streets. If you are relocating with teenagers or late-night commutes, weigh night conditions as carefully as the composite score.

People googling “Is Wichita Falls TX Safe?” usually want a yes or no. The better framing is whether the score matches your risk tolerance. Households coming from very low-crime suburbs often notice even average U.S. cities more than people leaving denser metros. Use the 63/100 figure as a filter, then confirm with a few evenings on the ground before you commit to a lease in Wichita Falls.

Schools in Wichita Falls TX

Families researching schools will find Wichita Falls Elementary rated 7/10 for elementary, along with Wichita Falls Middle School rated 7/10 for middle school and Wichita Falls High School rated 8/10 for high school. Those campus ratings sit on a 10-point scale in this report, so a 7/10 is solidly middle-of-the-pack rather than a crisis, and a 9/10 is a standout you should still verify with current district boundaries.

Overall, schools in Wichita Falls TX grade out around B+ (Top 35% statewide). Reported student-teacher staffing is about 16:1. Recent context from the report: Modeled district estimate from public data. Parents moving in from another state should confirm enrollment documents, immunization rules, and whether Wichita Falls uses lotteries or neighborhood assignment — those process details affect waitlists as much as the rating on a campus.

If schools are a deal-breaker, do not stop at the city headline. Request the exact elementary, middle, and high school for the address you want, then sit in a pickup line or a Friday football game if you can. Ratings in Wichita Falls are a screening tool. The daily experience — class size, special-education capacity, after-school care — is what you actually move for.

Cost of Living in Wichita Falls TX

Cost of living in Wichita Falls TX is easiest to grasp from housing. A practical rent estimate in this report is $1,136 per month, while typical home values sit near $128,800. Rent context: HUD Fair Market Rent (2-bedroom) $1,136/mo. Home-value context: ACS 2022 median home value $128,800. Those figures are city-scale: a renovated bungalow near jobs will price differently than a farther-out three-bedroom, so use them as a budget anchor rather than a listing promise.

Beyond the rent line, Wichita Falls currently reflects median household income around $55,584; property tax near 1.45% of assessed value; about $215 per square foot; homes typically lingering around 28 days on market; recent appreciation on the order of 14.2% over the modeled window; a housing mix of roughly 56% owners and 44% renters. Income versus rent is the gut-check: if your household is well above the local median, Wichita Falls TX will feel easier; if you are stretching to the rent estimate, leave room for utilities, insurance, and the inevitable first-month overlap of two households.

Daily costs are not only rent. Walk Score in this report is 68 (Somewhat Walkable), and transit scores around 42 — Some Transit. If you can drop a second car because more of Wichita Falls is errand-friendly, that savings can dwarf a $100 swing in monthly rent. If you will drive everywhere, add fuel, parking, and insurance before you call the cost of living in Wichita Falls TX “doable.”

Weather and Climate in Wichita Falls TX

Weather in Wichita Falls TX recently averages around 92°F in the modeled window, with typical highs near 104°F and lows near 79°F. That reads as a hot climate compared with a 70°F comfort baseline, which matters for utility bills as much as weekend plans. People moving from colder metros often underestimate cooling costs in Wichita Falls; people moving from hotter ones notice the milder weeks first.

Environmental indices for Wichita Falls currently include weather hazard index 20 (100 = avg); wind hazard index 94 (100 = avg); tornado index —; earthquake index —. The area’s environmental read is “Quiet.” Indexes around 100 track a typical U.S. load, so a number well above that is a prompt to price insurance deductibles and backup power, not a reason to panic. Ask your insurer how Wichita Falls TX wind, hail, or flood rules would change a premium versus where you live now.

If outdoor life is part of why you want Wichita Falls TX, visit in the least flattering season you can. A January ice event or an August heat week tells you more about living in Wichita Falls than a perfect Saturday. Pack that reality into the cost-of-living math: higher bills, different hobbies, and occasionally a delayed closing or school-year weather day.

Should You Move to Wichita Falls TX?

So should you move to Wichita Falls TX? If the safety score, school ratings, and $1,136 rent estimate line up with your budget and risk tolerance, Wichita Falls is worth a serious visit — not just a weekend of restaurants. Bring a weekday morning and a weeknight so you see traffic, school pickup, and noise, not only the brochure version of living in Wichita Falls TX.

If any one pillar is a mismatch — schools that sit below what your kids need, rent that consumes too much of income, or a safety score that makes you uneasy — treat that as a signal to compare other cities rather than talking yourself into it. The point of this snapshot of living in Wichita Falls TX is to surface those tradeoffs in plain language, using the same report values shown in the dashboard above.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Wichita Falls.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$948

Mortgage + tax + insurance + HOA

Annual property tax

$1,868

Annual est. $5,580

Est. monthly utilities

$202

Climate-adjusted electric, gas & water

Median home price

$128,800

ACS 2022 median home value $128,800

Home price trend

5-year median sale price

+11.2% · 5 yr
$116k
2022
$119k
2023
$122k
2024
$125k
2025
$129k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Buying saves ~$188/mo vs renting
$1,136
Rent
$948
Buy

Mortgage

$651

Property tax

$156

Insurance

$46

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$1,709/yr

2024

1.37%

$1,761/yr

2025

1.41%

$1,814/yr

2026

1.45%

$1,868/yr

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$552/yr

moderate exposure
Wind hazard index94 (100 = avg)
Tornado index
Earthquake index
Insurance trendTypical near-term temperature around 92°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $552.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Wichita Falls to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo