New search

Verified Neighborhood Report

Richmond, VA

Location verified via US geocoding. Safety, Schools, and Noise scores are deterministically modeled for this exact place.

Report status

US location · verified

Neighborhood intelligence

Your Richmond relocation brief

Safety, noise, schools, air quality, true cost, hazard, and commute intelligence for Richmond.

Median rent

$1,655/mo

HUD 2024

Median household income

$59,606

Census ACS 2022

Median home value

$308,300

Census ACS 2022

Safety score

75/100

FBI CDE

Schools

B+

Estimated

Weather

78°F (H 88° / L 69°)

Open-Meteo

Safety & Crime Index

75/100

FBI CDE

Above-average peace of mind — 27% below average

Above Average

Noise Level

39 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 78°F

Quiet — Low environmental index

High-Level School Grade

B+

Estimated

16:1 staffing ratio · Modeled district estimate from public data

Top 35% statewide

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 48 (100 = avg)

Good / Low Pollen

Side-by-side

Compare with another city

See how Richmond stacks up on rent, safety, schools, and weather.

Neighborhood guide

Living in Richmond VA

Richmond, VA in plain numbers: typical rent near $1,655, safety at 75/100, schools around B+. Here is what that means for a move.

Richmond has about 227,171 residents. Scores below are citywide. Your ZIP can land better or worse on rent, crime, and schools.

Is Richmond VA Safe?

Richmond VA scores 75/100 on safety (above average). Crime is about 27% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 73 (100 = avg); violent crime index 61; property crime index 84. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Richmond VA

Campus scores in the report: Richmond Elementary (elementary) at 7/10; Richmond Middle School (middle) at 7/10; Richmond High School (high) at 8/10. On this 10-point scale, 7 is solidly middle; 9 is a standout.

District picture: about B+ (above average) · Top 35% statewide. Student-teacher staffing: 16:1. If schools drive your move, compare the specific campuses that serve your target address against statewide peers.

Cost of Living in Richmond VA

Typical rent in Richmond is about $1,655/month (on the high side). At $1,655/month for a typical unit, you need about $59,580+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $308,300.

Median household income is $59,606, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($59,606) clears the $59,580 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Richmond VA

Average temperature is about 78°F (highs near 88°F, lows near 69°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who Should Move to Richmond VA?

Who tends to thrive in Richmond: (1) Households that want quieter streets (safety sits at 75/100) (2) People relocating for a job who can pick a safer ZIP (citywide safety is 75/100) (3) Households earning $59,580+ who can clear the 3× rent rule at $1,655/month (4) Movers with a locked job offer in Richmond who already priced rent, schools, and commute

Who should look elsewhere: (1) Anyone stretching past 40% of take-home on housing at $1,655/month (2) Households expecting top marks on rent, safety, and schools at once (Richmond does not clear every bar) (3) People who will not research ZIP-level crime and school maps before leasing

Income sniff test: clear about $59,580 household income for $1,655/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Richmond VA is not worth a speculative move. Come only for a specific job or family reason.

The strongest upside is safety at 75/100 (above what many metros post).

The biggest practical risk is still housing: confirm you can carry $1,655/month plus utilities before you sign.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Richmond.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$2,137

Mortgage + tax + insurance + HOA

Annual property tax

$4,470

Annual est. $5,580

Est. monthly utilities

$526

Climate-adjusted electric, gas & water

Median home price

$308,300

Census ACS 2022

Home price trend

5-year median sale price

+11.2% · 5 yr
$277k
2022
$285k
2023
$292k
2024
$300k
2025
$308k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$482/mo vs buying
$1,655HUD 2024
Rent
$2,137
Buy

Mortgage

$1,559

Property tax

$373

Insurance

$110

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$4,091/yr

2024

1.37%

$4,213/yr

2025

1.41%

$4,340/yr

2026

1.45%

$4,470/yr

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

37 (100 = avg)

low exposure

Est. annual homeowners insurance

$1,321/yr

moderate exposure
Wind hazard index48 (100 = avg)
Tornado index
Earthquake index
Insurance trendTypical near-term temperature around 78°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,321.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Richmond to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo