New search

Verified Neighborhood Report

Seattle, WA

Location verified via US geocoding. Safety, Schools, and Noise scores are deterministically modeled for this exact place.

Report status

US location · verified

Neighborhood intelligence

Your Seattle relocation brief

Safety, noise, schools, air quality, true cost, hazard, and commute intelligence for Seattle.

Median rent

$2,501/mo

HUD 2024

Median household income

$116,068

Census ACS 2022

Median home value

$879,900

Census ACS 2022

Safety score

75/100

FBI CDE

Schools

A-

Estimated

Weather

66°F (H 78° / L 54°)

Open-Meteo

Safety & Crime Index

75/100

FBI CDE

Above-average peace of mind — 16% above average

Above Average

Noise Level

37 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 66°F

Quiet — Low environmental index

High-Level School Grade

A-

Estimated

16:1 staffing ratio · Modeled district estimate from public data

Top 15% in Washington

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 49 (100 = avg)

Good / Low Pollen

Side-by-side

Compare with another city

See how Seattle stacks up on rent, safety, schools, and weather.

Neighborhood guide

Living in Seattle WA

Seattle, WA is expensive to rent. Typical rent is about $2,501/month. To rent comfortably without stretching, you want about $90,036 in annual household income (3× monthly rent × 12).

Seattle has about 734,603 residents. Scores below are citywide. Your ZIP can land better or worse on rent, crime, and schools.

Is Seattle WA Safe?

Seattle WA scores 75/100 on safety (above average). Crime is about 16% above the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 116 (100 = avg); violent crime index 92; property crime index 139. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Seattle WA

Campus scores in the report: Seattle Elementary (elementary) at 7/10; Seattle Middle School (middle) at 7/10; Seattle High School (high) at 8/10. On this 10-point scale, 7 is solidly middle; 9 is a standout.

District picture: about A- (strong) · Top 15% in Washington. Student-teacher staffing: 16:1. Families who need strong public schools will find Seattle easier than average.

Cost of Living in Seattle WA

Typical rent in Seattle is about $2,501/month (very expensive). At $2,501/month for a typical unit, you need about $90,036+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $879,900.

Median household income is $116,068, property taxes run about 0.92%, and homes typically sell in around 18 days. Local median income ($116,068) clears the $90,036 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Seattle WA

Average temperature is about 66°F (highs near 78°F, lows near 54°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Seattle WA?

Who tends to thrive in Seattle: (1) Households that want quieter streets (safety sits at 75/100) (2) Dual-income households (at $2,501/month, the rent math works much better with two salaries) (3) Families who want strong public schools without private school tuition (district grade A-) (4) Tech and finance workers (the job market is real and no state income tax compounds that advantage at higher salaries)

Who should look elsewhere: (1) Single earners under $70k (the rent-to-income ratio is tight at $2,501/month) (2) Anyone stretching past 40% of take-home on housing at $2,501/month (3) Households expecting top marks on rent, safety, and schools at once (Seattle does not clear every bar)

Income sniff test: clear about $90,036 household income for $2,501/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Seattle WA is not worth a speculative move. Come only for a specific job or family reason.

The strongest upside is schools: district grade A- means families can aim for public campuses without private tuition.

The biggest risk is rent at $2,501/month. Budget from a $90,036+ household income or the ratio gets tight.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Seattle.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$5,649

Mortgage + tax + insurance + HOA

Annual property tax

$8,095

Annual est. $7,590

Est. monthly utilities

$1,379

Climate-adjusted electric, gas & water

Median home price

$879,900

Census ACS 2022

Home price trend

5-year median sale price

+8.9% · 5 yr
$808k
2022
$826k
2023
$843k
2024
$861k
2025
$880k
2026

Modeled from +11.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$3,148/mo vs buying
$2,501HUD 2024
Rent
$5,649
Buy

Mortgage

$4,449

Property tax

$675

Insurance

$140

HOA

$385

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

0.80%

$7,408/yr

2024

0.84%

$7,630/yr

2025

0.88%

$7,859/yr

2026

0.92%

$8,095/yr

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$1,685/yr

moderate exposure
Wind hazard index49 (100 = avg)
Tornado index
Earthquake index
Insurance trendTypical near-term temperature around 66°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,685.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Seattle to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo