Safety & Crime Index
75/100
FBI CDE
Above-average peace of mind — 29% below average
Above Average
Verified Neighborhood Report
Location verified via US geocoding. Safety, Schools, and Noise scores are deterministically modeled for this exact place.
Report status
US location · verified
Neighborhood intelligence
Safety, noise, schools, air quality, true cost, hazard, and commute intelligence for Madison.
Median rent
$1,694/mo
HUD 2024
Median household income
$74,895
Census ACS 2022
Median home value
$326,600
Census ACS 2022
Safety score
75/100
FBI CDE
Schools
B+
Estimated
Weather
69°F (H 78° / L 59°)
Open-Meteo
75/100
FBI CDE
Above-average peace of mind — 29% below average
Above Average
39 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 69°F
Quiet — Low environmental index
B+
Estimated
16:1 staffing ratio · Modeled district estimate from public data
Top 35% statewide
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 57 (100 = avg)
Good / Low Pollen
Side-by-side
See how Madison stacks up on rent, safety, schools, and weather.
Neighborhood guide
Madison, WI in plain numbers: typical rent near $1,694, safety at 75/100, schools around B+. Here is what that means for a move.
Madison has about 268,516 residents. Scores below are citywide. Your ZIP can land better or worse on rent, crime, and schools.
Madison WI scores 75/100 on safety (above average). Crime is about 29% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.
Detail: overall crime index 71 (100 = avg); violent crime index 78; property crime index 63. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
Campus scores in the report: Madison Elementary (elementary) at 7/10; Madison Middle School (middle) at 7/10; Madison High School (high) at 8/10. On this 10-point scale, 7 is solidly middle; 9 is a standout.
District picture: about B+ (above average) · Top 35% statewide. Student-teacher staffing: 16:1. If schools drive your move, compare the specific campuses that serve your target address against statewide peers.
Typical rent in Madison is about $1,694/month (on the high side). At $1,694/month for a typical unit, you need about $60,984+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $326,600.
Median household income is $74,895, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($74,895) clears the $60,984 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 69°F (highs near 78°F, lows near 59°F).
You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.
Who tends to thrive in Madison: (1) Households that want quieter streets (safety sits at 75/100) (2) People relocating for a job who can pick a safer ZIP (citywide safety is 75/100) (3) Households earning $60,984+ who can clear the 3× rent rule at $1,694/month (4) Movers with a locked job offer in Madison who already priced rent, schools, and commute
Who should look elsewhere: (1) Anyone stretching past 40% of take-home on housing at $1,694/month (2) Households expecting top marks on rent, safety, and schools at once (Madison does not clear every bar) (3) People who will not research ZIP-level crime and school maps before leasing
Income sniff test: clear about $60,984 household income for $1,694/month rent. Under that, pick a cheaper ZIP or a different city.
Madison WI is not worth a speculative move. Come only for a specific job or family reason.
The strongest upside is safety at 75/100 (above what many metros post).
The biggest practical risk is still housing: confirm you can carry $1,694/month plus utilities before you sign.
Next steps
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True ownership costs, insurance hazards, and commute math for Madison.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$2,258
Mortgage + tax + insurance + HOA
Annual property tax
$4,736
Annual est. $5,580
Est. monthly utilities
$534
Climate-adjusted electric, gas & water
Median home price
$326,600
Census ACS 2022
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$1,651
Property tax
$395
Insurance
$117
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$4,334/yr
2024
1.37%
$4,464/yr
2025
1.41%
$4,598/yr
2026
1.45%
$4,736/yr
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
28 (100 = avg)
low exposureEst. annual homeowners insurance
$1,400/yr
moderate exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,400.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Madison to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo