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City comparison

St Louis, MO vs Mckinney, TX

St Louis, MO versus Mckinney, TX is a real move, not a trivia matchup. This comparison uses the same 2026 neighborhood report data we publish on each city page โ€” typical rent, median household income, crime indexes, school composites, and typical weather โ€” so you can see which city actually fits how you live, work, and spend. Typical rents sit near $1,218 a month in St Louis and $1,931 in Mckinney, and median household income lands at $52,941 versus $113,286. Open either city's full report when you want the block-level detail behind these headlines.

St Louis takes affordability and weather, while Mckinney takes job market and safety. The widest gap is median income, where Mckinney leads by 114% โ€” the kind of spread you feel in a monthly budget or a nightly walk, not just on a chart. Read the category rows as a filter: if cheaper housing would change your life more than a stronger job market, weight rent first. If you are moving with kids, weight schools and crime. If you picked a city after one good weekend, use the weather and income rows to test whether that weekend survives a full year.

Numbers below are citywide, not a guarantee about the street you will actually live on. Two ZIP codes in St Louis can feel further apart than St Louis and Mckinney do on paper. Use this page to pick a city, then use the St Louis and Mckinney reports to pick a neighborhood โ€” and visit in the season you like least before you sign anything.

St Louis, MO

Rent
$1,218/mo
Median income
$52,941
Crime index
116
Schools
A-
Weather
78ยฐF

Mckinney, TX

Rent
$1,931/mo
Median income
$113,286
Crime index
109
Schools
A-
Weather
90ยฐF

Rent

37% cheaper

St Louis rent is 37% cheaper than Mckinney

St Louis

Winner

$1,218/mo

Mckinney

$1,931/mo

What this means for your life

Typical rent runs $1,218 a month in St Louis versus $1,931 in Mckinney, so St Louis is 37% cheaper. That's roughly $713/month back in your pocket โ€” $8,556/year. Over five years that's $42,780 you could redirect toward a down payment, travel, or investments. Housing is the bill you pay before groceries, childcare, or a social life, so that gap shows up in how often you eat out and how panicked a rent hike feels. If you already have a high-paying offer in Mckinney, the extra rent can be rational. If you do not, St Louis is the easier city to land in without blowing up your budget.

Median income

114% higher

Mckinney's median income is 114% higher than St Louis

St Louis

$52,941

Mckinney

Winner

$113,286

What this means for your life

Median household income is $113,286 in Mckinney versus $52,941 in St Louis, so typical pay runs 114% higher in Mckinney โ€” about $60,345 more household income a year. Higher median income usually signals a stronger local job market and better negotiating leverage on salary. Remote workers should weigh this against cost of living rather than treating it as a direct personal benefit. For people who will actually work in town, Mckinney is the stronger labor market on paper. St Louis can still win if housing is cheap enough to offset the weaker median or if your specific role already pays well there.

Crime index

6% lower crime

Mckinney's crime index is 6% lower than St Louis

St Louis

116 (100 = avg)

Mckinney

Winner

109 (100 = avg)

What this means for your life

Mckinney's crime index is 109 versus 116 in St Louis (100 = national average), so citywide crime runs 6% lower in Mckinney. The difference is noticeable without being night-and-day. You will still want to pick the neighborhood carefully in Mckinney, but you will usually spend less energy on constant vigilance than you would in St Louis. Tour both cities after dark before you let a modest index gap close the decision.

School scores

Neck and neck

St Louis and Mckinney are about even on school scores.

St Louis

A- ยท 84/100

Mckinney

A- ยท 84/100

What this means for your life

School composites are effectively even (A- in St Louis, A- in Mckinney). For families with kids this is a warning if you assumed one city was obviously better โ€” at this range the campus, not the city name, decides it. Tour the zoned elementary you would actually use.

Typical weather

60% more comfortable

St Louis weather is 60% more comfortable than Mckinney

St Louis

Winner

78ยฐF typical

Mckinney

90ยฐF typical

What this means for your life

St Louis scores 60% more comfortable on this page's weather index, which rewards temperatures closer to a livable outdoor day. Typical temperatures sit around 78ยฐF in St Louis and 90ยฐF in Mckinney. St Louis reads as warm weather most of the year; Mckinney reads as hot, long summers. Climate affects quality of life more than most people anticipate when planning a move. Consider how much time you spend outdoors and whether extreme heat or cold impacts your mood or productivity. St Louis is the better default if you want year-round outdoor access. Mckinney can still be right if you love that climate on purpose โ€” beach heat, dry heat, or a real winter โ€” but you cannot return a city's weather.

Fit check

Who should choose St Louis

Outdoor enthusiasts and people who need year-round access to nature for their wellbeing

St Louis is the clearer landing pad if housing cost is what keeps you up at night. Typical rent is 37% cheaper here at about $1,218 a month. Choose St Louis if you are stretching a salary, starting over, or want slack for travel and debt instead of a flashier skyline.

Pick St Louis if you are an outdoor enthusiast or you need year-round access to nature for your wellbeing. Typical conditions (78ยฐF) beat Mckinney on this page's weather index by 60%. Mckinney may pay more or cost less, but St Louis is the city where the forecast fights you less.

Open the St Louis report โ†’

Fit check

Who should choose Mckinney

Career-focused movers who want salary upside and professional growth

Mckinney is the better city for career-focused movers who want salary upside and professional growth. Median household income is 114% higher here ($113,286). Start with Mckinney if your next chapter is about building earnings, and make weather or nightlife a secondary screen.

Mckinney is the better fit for families with young children and retirees who prioritize peace of mind over urban energy. The crime index is 6% lower than St Louis (109 vs a 100 national average). That gap shows up in how freely you walk at night and how much attention you spend on the car and the deadbolt.

Open the Mckinney report โ†’

Bottom line

St Louis vs Mckinney, called

If the job market is your priority, Mckinney is the clear choice.

If weather matters more to you, St Louis pulls ahead.

For most movers comparing these two cities, St Louis offers the better overall package.

Common questions

St Louis vs Mckinney FAQ

Is St Louis cheaper than Mckinney?
Yes. Typical rent in St Louis is $1,218 a month versus $1,931 in Mckinney โ€” 37% cheaper. Median household income is $52,941 in St Louis compared with $113,286 in Mckinney, so Mckinney has the stronger local pay picture.
Which city is safer, St Louis or Mckinney?
Mckinney is safer on this comparison. Its crime index is 109 versus 116 in St Louis โ€” 6% lower (100 is the national average). Citywide indexes still hide neighborhood variation, so walk the block you would actually rent.
Which city has better schools, St Louis or Mckinney?
School composites are close: A- in St Louis and A- in Mckinney. Tour specific campuses rather than picking a city on the letter grade alone.

Ready to move to St Louis?

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